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Funding Circle - Business Loans, Peer-To-Peer Lending

Funding Circle

We’re building a better financial world.

Funding Circle is the world’s leading online marketplace for business loans, enabling investors to directly lend to small businesses. Businesses can borrow between £5,000 and £500,000, while investors can earn great rates. Since launching in August 2010, Funding Circle has helped over 28,000 businesses borrow more than £2.7 billion. Investors include thousands of individuals, the Government-backed British Business Bank, local councils and universities.

Capital is at risk


Figures correct on 06/10/17.

Apply Invest your money

Apply for a loan

Funding Circle have lent to more than 28,000 businesses since 2010.

  • Join over 28,000 businesses already borrowing
  • Loans of £5,000 – £500,000
  • Get a decision typically in 24 hrs
  • No early repayment fees


Invest your money

Currently offering rate from 4.5%. The UK’s largest marketplace, connecting investors with creditworthy businesses. 72,000 people and the Government-backed British Business Bank have lent £823 million to businesses since 2010. Lend automatically using 'Autobid' or choose businesses to invest in yourself. You have options to access your money at any time.

  • Rates from 4.5% per year
  • Back British businesses
  • Options to access your money early

Invest your money

Risk Warning

Investment in bonds, loans, debentures, property, environmental, equity and social through any crowdfunding platform is usually high risk. You could lose all or part of your capital. Please read the risk warning and terms and conditions of each company as they vary from site to site. Please make sure you fully understand the investment before proceeding. Click here for our full risk warning.

  • Internet Business Awards Category Award Winner 2015
  • Hertfordshire Business Awards Finalist 2014

As seen in:

  • The Guardian
  • Financial Times
  • Yahoo! Finance
  • The Times
  • The Daily Telegraph