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Lending Crowd - Business Loans, Peer-To-Peer Lending

Lending Crowd

LendingCrowd is an online Loan Market which helps businesses access finance easily and quickly, whilst Investors have the potential to earn better returns by lending to them. By directly connecting people and organisations who want to lend, with credit approved businesses who are seeking finance, we eliminate the costs and complexity of the banking world.

Borrowers join LendingCrowd to raise money for lots of reasons. Every business that submits an application is assessed by our Credit Team, who determine whether the business is creditworthy. By the end of the assessment, every business is awarded a Credit Band. Successful businesses are placed on the Loan Market.

Investors can then lend to one or more creditworthy businesses on the Loan Market at a rate they choose. To do that investors load funds to their LendingCrowd account, which is used to place bids on available business loans. The minimum bid investors can place are based upon the credit band each company is assigned, meaning you understand the risks and rewards of the investments you make.

The borrower receives the money they need once the loan is filled and accepted. When the business starts paying back the loan, investors begin receiving monthly repayments based on the overall average interest rate that was bid for the business.

Apply Invest your money

Apply for a loan

  • Get a business loan
  • Borrow from £5,000 to £250,000 with terms from 6 months to 5 years. You’re in control
  • Flexible Credit Team
  • Our experienced Credit Assessment Team treats each business individually, on a case by case basis
  • Quickly Raise Funds
  • Once your business is approved you could have the funds in as little as 30 days with low transparent fees from as little as 2%
  • A rate right for you
  • Investors bid on your loan. Only the most competitive bids fund your business with interest rates starting from 5.95%


Invest your money

  • Attractive Returns
  • You could earn up to 12.25%* with LendingCrowd Credit Bands when you invest in a business that’s right for you
  • Business Marketplace
  • Invest in a wide range of credit-assessed businesses and invest in those you’ve missed through our Loan Exchange
  • Simple Investment Process
  • Sign up. Place a bid or invest in the loan exchange and start earning interest
  • Low, Transparent Fees
  • Our Lender Fees are simple. 1% annual fee on the money you have invested

Invest your money

Risk Warning

Investment in bonds, loans, debentures, property, environmental, equity and social through any crowdfunding platform is usually high risk. You could lose all or part of your capital. Please read the risk warning and terms and conditions of each company as they vary from site to site. Please make sure you fully understand the investment before proceeding. Click here for our full risk warning.

  • Internet Business Awards Category Award Winner 2015
  • Hertfordshire Business Awards Finalist 2014

As seen in:

  • The Guardian
  • Financial Times
  • Yahoo! Finance
  • The Times
  • The Daily Telegraph