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QuidCycle - Peer-To-Peer Lending


QuidCycle was established to work with and help people in the UK achieve financial success. We didn’t think it was right that individuals and families work so hard and get so little in return. We believe that everyone deserves an opportunity to learn how money works and how they can make money work for them, giving them confidence to make good financial decisions and get fair access to healthy returns. Bypassing the banks, we bring borrowers and investors together on a secure online platform so that they can help each other out.

By going direct to investors to refinance their credit cards and loans at a lower rate, borrowers help investors get healthier returns for their money and everybody wins.

Apply Invest your money

Apply for a loan

Our flagship product refinances your high-interest loans and credit cards into one lower-rate loan.

  • We pay the money directly to the creditors
  • We close existing credit lines e.g. credit cards and store cards
  • We offer an incentive based educational programme


Invest your money

Lump Sum Investment - For the seasoned investors who are looking to make more of their money without the fuss.

  • Investment options to meet your goals
  • Simple and easy investment
  • Choice of term
  • Interactive investor dashboard

Invest your money

Risk Warning

Investment in bonds, loans, debentures, property, environmental, equity and social through any crowdfunding platform is usually high risk. You could lose all or part of your capital. Please read the risk warning and terms and conditions of each company as they vary from site to site. Please make sure you fully understand the investment before proceeding. Click here for our full risk warning.

  • Internet Business Awards Category Award Winner 2015
  • Hertfordshire Business Awards Finalist 2014

As seen in:

  • The Guardian
  • Financial Times
  • Yahoo! Finance
  • The Times
  • The Daily Telegraph