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Spotcap - Business Loans


Fast, flexible business loans

Spotcap offers fast, flexible and transparent finance, allowing you to focus on what matters – growing your business. We provide unsecured business loans of up to £250k.

At Spotcap, we help businesses to innovate, grow and stay competitive with fully unsecured loans between £10k and £250k. SMEs can apply, receive a flexible credit line and draw down within 24 hours. There’s no need to go through laborious application forms and our team of industry professionals understand what businesses need. Unlike traditional lenders, we focus on how well your business has performed recently.

Credit lines are fully unsecured
No penalty fees if you repay your loan early
No upfront application fees
Get a loan decision within 24 hours of finalising your online application


Apply for a loan

About You

  • Looking for finance between £10k- £250k
  • Annual turnover of at least £250k
  • In business two years or more
  • Have a UK bank account


Risk Warning

Investment in bonds, loans, debentures, property, environmental, equity and social through any crowdfunding platform is usually high risk. You could lose all or part of your capital. Please read the risk warning and terms and conditions of each company as they vary from site to site. Please make sure you fully understand the investment before proceeding. Click here for our full risk warning.

  • Internet Business Awards Category Award Winner 2015
  • Hertfordshire Business Awards Finalist 2014

As seen in:

  • The Guardian
  • Financial Times
  • Yahoo! Finance
  • The Times
  • The Daily Telegraph