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Alternative Finance blog


Did you invest in BrewDog?

2 months ago


Did you invest in BrewDog? The opportunity to invest via its latest round of crowdfunding with Crowdcube ends on Saturday (BrewDog Equity for Punks V) and has exceeded funding target by 110 with 1,338 backers at the time of writing. Co-founder of the firm James Watt was talking to the media this week about plans for a stock market debut remaining firmly on the cards. There’s been chatter in the media of ‘IPO jitters’ thanks to the not as successful as hoped flotations by Aston Martin and Funding Circle, but Watt suggests that the company is still aiming for a 2020 market debut. BrewDogs many crowdfund investors are no doubt watching with interest.

So, what of Funding Circle’s IPO? Well the firm sold shares on London’s main market at an initial public offering (IPO) of 440pence, implying a market capitalisation of £1.5billion. Commentators and the media are viewing this as a disappointment for the firm, which had hoped to raise £1.8 billion. According to commentators concerns about the robustness of the P2P lending model, particularly during rate rises and a downturn, are behind the ‘damp’ reception. The founders remain upbeat however, with Samir Desai, the company’s chief executive, saying they saw the IPO pricing as a success. At the time of writing Funding Circle’s share price stood at 377.0p

And what of the P2P (peer-to-peer) rates currently on offer? ArchOver is currently offering ‘up to’ 10% estimated interested on 3 to 36-month lending. Simple Crowdfunding is offering ‘up to’ 9% estimated interest on 3 to 12-month loans. |And Crowd2Fund are offering ‘up to’ 8.7% estimated interest on loans of 6 to 60 months. Are investors achieving these rates? Well consistent, comparable performance data is still lacking from these platforms. Let’s hope that with the expected onset of new regulations from the Financial Conduct Authority (FCA) this will change soon.


  • Internet Business Awards Category Award Winner 2015
  • Hertfordshire Business Awards Finalist 2014

As seen in:

  • The Guardian
  • Financial Times
  • Yahoo! Finance
  • The Times
  • The Daily Telegraph