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P2P Investment Comparison Table

 
Company Description IFISA Minimum Term (Months) Maximum Term (Months) Minimum Investment Estimated Annual Return Default Rate
Company Description IFISA Minimum Term (Months) Maximum Term (Months) Minimum Investment Estimated Annual Return Default Rate
Crowdstacker BurningNight focuses on funding large premises located in major city centres. Yes 36 36 £500 7% 0% Visit
Crowdstacker Amicus finance property purchases and developments. These loans are secured via a first or second charge over the property. Yes 12 18 £1,000 5.43% 0% Visit
Ratesetter With the Ratesetter rolling market your money will be invested for a period of between 6 months and 5 years. Ratesetter operate a provision fund that will reimburse investors should a borrower miss a payment. Coming soon N/A N/A N/A 3.7% 4.24% Visit
Ratesetter With the Ratesetter 1 year market your money will be invested in loan terms up to 1 year. Ratesetter operate a provision fund that will reimburse investors should a borrower miss a payment. Coming soon 12 12 N/A 3.8% 4.24% Visit
Ratesetter With the Ratesetter 5 year market your money will be invested in loan terms up to 5 years. Ratesetter operate a provision fund that will reimburse investors should a borrower miss a payment. Coming soon 60 60 N/A 4.6% 4.24% Visit
Archover Fixed term loans, secured against a sales ledger. They also insure the debt, protecting the investor. No 3 36 £1,000 7.14% 0% Visit
Code Investing Individual sourced peer-to-peer loans secured against high growth businesses. No 60 60 £1,000 8% N/A Visit
Crowd2fund Individual peer-to-peer loans to businesses. Tax free IFISA's. Credit risk rating set by DueDil. Secured against assets or personal guarantees. Potential exit via in-house exchange. Yes 12 60 £100 8.7% 0% Visit
Folk2folk Folk2folk offers simple, straightforward, local lending and borrowing. They organise the secured lending of money between local folk without the involvement of City institutions. Loans secured against property. No 12 60 £25,000 5.5% 0% Visit
Freedman & Partners F&P are a peer-to-peer lending platform that offer secured loans. They go to great lengths to ensure your affairs are managed professionally and your best interests are foremost in their planning and management. No 12 N/A £1,000 9% 2.21% Visit
Funding Circle Funding Circle are a peer-to-peer lender that focuses on lending to small businesses. The majority of their loans are unsecured but they have an AutoBid system that spreads your risk. Coming soon 6 N/A £20 7.1% 1.7% Visit
Funding Knight FundingKnight are a peer-to-peer lender that provides flexible lending solutions for businesses. All loans are secured by a personal guarantees. No 6 60 £25 8.79% 0% Visit
Funding Tree Funding Tree are a peer-to-peer lender that aims to help businesses find the capital they need. All loans are secured against various assets. No 16 60 £50 10% N/A Visit
Growth Street Growth Street are a peer-to-peer lender for small businesses. They operate a provision fund that protects the lender, should the borrower default. No 1 1 £10 6.5% N/A Visit
Market Invoice Market Invoice are a peer-to-peer finance platform that specialise in securing funding against invoices. They price all invoices based on risk. No 1 N/A £50,000 5% 2% Visit
Money Thing MoneyThing are a business lending platform that match lenders with borrowers, leaving out the banks and offering better deals all round. All loans are secured against various assets ranging from property to aircrafts. No 3 36 £1 12% N/A Visit
Lendy Saving Stream are a peer-to-peer investment platform. Lending is secured with a legal charge and loan amounts do not exceed 70% of the Open Market Value. No 6 N/A £1 12% 0% Visit
Simple Backing Simple Backing are a crowdfunding platform and peer-to-peer lender. Their platform connects Investors with Borrowers through Property Projects to the benefit of all involved. All loans are secured using a first charge or a guarantor. No 3 12 £5,000 8% 0% Visit
YesGrowth YesGrowth are not a traditional peer-to-peer lender. They operate a fund via CB Growth Fund which finances it's loans. YesGrowth offer unsecured and secured business loans, either backed by a personal guarantee or a fixed/ floating charge against an asset No 12 12 £65,000 6% 0% Visit
Basset & Gold IFISA fixed investment term of 3 years. Transfer existing ISA funds into Basset & Gold ISA with no fees. Yes 36 36 £1,000 6.12% N/A Visit

Disclaimer: The comparison table was compiled in January and February of 2017 and the information has been either sourced from the company’s website or we have called the business. Some businesses have not provided us with the data and this is highlighted in the table. Alternative finance investments are not covered under the FSCS however each company performs its own due diligence procedures and has different methods to protect the investor. Please note in all cases additional fees may apply. We have tried to show this where possible on the table. This table should only be used as a guide and should not be relied upon to make investment decisions. Please note your capital is at risk and businessagent.com may be paid a commission from the company if you invest . Please check the terms and risk warnings thoroughly before investing. Click here for our full risk warning.
  • Internet Business Awards Category Award Winner 2015
  • Hertfordshire Business Awards Finalist 2014

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