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Connecting a current account with Chip's savings account to automatically deposit money and offer interest in return. Over 75,000 accounts are registered on Chip with more than £36m deposited since launching and this figure is increasing by £5m every month.

Chip is raising funds to launch its new community lending service, ChipX. This service aims to offer up to 8% in returns and is intended to function as an alternative to regular banking products. Chip also aims to introduce new features such as the ability to save instantly, set smart and squad goals, roundup transactions, acquire FSCS protection and have a 1.5% base interest rate.

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