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Folk2Folk is a peer-to-peer lending platform for business loans that are secured against UK land or property. Investors can choose from 2 different term lengths; the 'Rolling loan' which has a 6 months minimum commitment – then rolling, or 'Fixed' which ranges from 1-year to 5-year terms.

With all investment terms, customers can exit early by offering their loan for sale via the platform's Marketplace (after 6 months from initial investment). There are no fees to enter into a Folk2Folk loan. A MarketPlace Listing Fee of £250 is charged. There is a MarketPlace Success Fee of 0.5% (less the listing fee) should investors be successful in selling their loan parts.

How do they charge?

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