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The Formax Group, founded in 2012 are an financial services company offering a number of core products. Businesses can borrow from £5k to £100k over a period of 6 months to 5 years.

Invest in businesses via 3 different products; Emerald, Ruby and Sapphire. Emerald is low risk, split between risk bands A+ and A with the lowest return rate %. Ruby is medium risk, split between risk bands A and B and has a medium return rate. Sapphire is high risk, split between risk bands B and C and has the highest return rate. 

You can withdraw your earnings quarterly without any charge by opting out of auto-reinvestment. If you withdraw your funds before the end of your invesment commitment, you will incur a 0.75% charge on the investment capital being withdrawn.

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