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Goji are a peer to peer direct lending platform that offer a number of different products to diversify your investment. You choose which investment product you wish to invest in and how much you want to invest. There is a minimum investment amount of £5,000. You can subsequently invest in multiples of £1,000. 

Bonds listed on Goji are term based products and investors should only invest if they are willing and able to hold their investment until the end of the investment term. Goji doesn’t charge any up-front fees for investing. Instead it takes a flat management and administration fee of 0.95% of the value of your invested funds. This fee is automatically taken once a month, from the date your first bond certificate is issued.

How do they charge?

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