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About


FOUNDED BY JOHN GOODALL AND GRAY STERN IN 2013, LANDBAY IS A PEER-TO-PEER MARKETPLACE WHERE LOANS ARE ALWAYS SECURED BY BRITISH HOMES.

We've created a safe, transparent and equitable marketplace where anyone can benefit from the efficiencies of peer-to-peer lending, with the added comfort of tangible, bricks and mortar security.

Landbay is a peer-to-peer platform, which means that we're the online exchange that manages the entire process, allowing you to lend money across multiple properties in return for an interest payment each month. Our lenders get above-market returns and our borrowers get a great deal by cutting out the banks.

WHY WE OFFER RESIDENTIAL BUY-TO-LET MORTGAGES.

We've all heard the saying "Safe as Houses", and although the British residential property market fluctuates it has shown to be a rather resilient beast.

In the aftermath of the Global Financial Crisis average UK house prices fell approximately 17% (Source: Land Registry, England & Wales), far less than many other asset classes over this period. More importantly, most landlords of Buy-to-Let real estate continued to receive rental income as rental demand remained high, thus their ability to service their mortgages remained largely unaffected.

 
BUY TO LET REPOSSESSION RATE IS JUST 0.09% - Council of mortgage lenders 08/2013
 

How do they charge?


Please contact us for details


A peer to peer lending platform for secured residential Buy-to-let mortgages. Lenders set their own interest rate and level of risk. Landbay’s bespoke platform automates and diversifies your funds amongst many mortgages. Borrowers get competitive rates and quick decisions.

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