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About


Lending Works is a peer to peer lender that allows you to back personal loans secured by a personal guarantee. Individuals can borrow between £1,000 and £25,000. Established in 2012, Lending Works have lent a total of £75m as of December 2017. Lending Works have 2 rates; a 3 year rate and a 5 year rate. While there is no fee for investing, Lending Works charge a small spread between the borrower and lender rates. You are also charged a 0.6% fee to sell your loan parts early on the Lending Works marketplace using the quick withdraw facility. This is on the condition there are lenders to buy your loan parts. Lending Works insure every loan via third party insurance companies and also operate a reserve fund.

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