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Lendy are a peer to peer lender that offer Bridging loans and Development loans to borrowers. Bridging loans are a minimum of £100k with 24 month terms and Development loans are a minimum of £1m and also have 24 month terms.

There is no minimum or maximum amount lenders can invest. All loans are secure with a legal charge against property. If a borrower defaults Lendy may sell the property. Their maximum loan to value is 70%. Investment terms vary depending on the project. Lendy operate a provision fund to assist in compensating investors in the event that the sale of the security property does not result in full repayment of the loan.

How do they charge?

Please contact us for details

Business Loans

Saving Stream is an investment platform that offers investors fixed rates of 12% pa. We are able to offer these great rates by allowing investors to fully or partially finance existing loans. These loans are usually already in place and secured against either assets that we hold in our possession or against property that we secure with a legal first or second charge.

Saving Stream has a portfolio of £21,736,307 of loans that we have made to borrowers. These loans are all secured against assets that we hold in our possession as security or against property that we have a legal first or second charge over. Saving Stream allows investors to fund segments of these existing loans for a fixed rate of return of 12% per annum. Saving Stream is a trading name of Lendy Ltd. Lendy Ltd is authorised & regulated by the FCA.

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