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About


MoneyThing is a peer to peer lending platform established in February 2015. Businesses can borrow from £25k to £5m over a term of 3 months to 5 years. All loans are secured against an asset such as property, business stock or personal assets.

Investors can choose which loans you wish to lend against. Invest over a period of 3 months to 5 years (varies depending on the length of the loan) with a minimum investment of £1. You can invest via MoneyThing's Loan Marketplace. Here, you can see details such as; loan value, value of the asset used for security, LTV (Loan To Value), the rate at which you are lending your money (interest rate) and the end date of the loan. You can exit the loan early by selling your loan parts via MoneyThing's secondary market. There is no charge for doing this.

How do they charge?


Please contact us for details

Business Loans


The easy way to use your assets to release money.

MoneyThing’s vision is to create a better deal for both borrowers and lenders.

We are proud to provide borrowers with a sensible alternative to banks and building societies and to remove some of the difficulties now associated with finding finance.

At MoneyThing, we provide our lenders with secured-asset lending. This means that to become a MoneyThing borrower, you will need an asset – a property, a car, or a valuable on which we can secure our lender’s investment.

MoneyThing will provide loans to a maximum loan-to-value ratio of 50%. We will consider providing loans of a greater LTV on an exception basis when property is used as security.

At MoneyThing, we have three types of borrowers; personal borrowers, corporate borrowers and pawnbrokers.

No matter what type of borrower you are, MoneyThing are here to help.

Peer to peer lending


Earn 12% per year on your savings through our asset-secured loans...

After years of rock-bottom interest rates, savers are looking for new ways to make their money work harder, just as borrowers are seeking out new sources of loans to fund activity and fuel growth.

Peer-to-peer lending from MoneyThing offers our lenders competitive returns compared to those normally offered by banks and building societies.

With our asset-secured lending ALL loans are backed by an asset, provided by the borrower. MoneyThing will provide loans to a maximum loan-to-value ratio of 50%. We will consider providing loans of a greater LTV on an exception basis when property is used as security.

As a MoneyThing lender, you have additional security, since you buy existing loans which MoneyThing has already vetted, asset-secured and lent on ourselves. In other words, we make loans with our own money, secured on physical assets. We then make these loans available on our platform.

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  • Internet Business Awards Category Award Winner 2015
  • Hertfordshire Business Awards Finalist 2014

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