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Wirefund offers loans to small businesses, without charging interest. Instead, a single 19% fee is added on the amount borrowed and no personal guarantee is required. Loan terms are fixed for 12 months. Borrowers can discuss the application for their loan with a Wirefund loan manager. Once approved, funds will be transferred in 3 to 5 working days to the business bank account.

To qualify for a Wirefund loan, businesses must be either a limited company, a partnership, or a sole trader and be registered for 12 months in the UK. The borrower must be the owner, director or partner and hold a valid business debit card. Financial documents such as Balance Sheets and Profit & Loss accounts should be submitted, alongside filed accounts and bank statements for the last 6 months.

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