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Simple loans.
Smart investments.
We believe a loan should be there to help you, not hold you back.

And an investment should be rewarding, but also ethical.

We're shaping the future of finance by offering competitive rates, flexible and intuitive products and award-winning customer service.

We exist to make money simple and fair for everyone – to enable people to do more with their money and take control of their finances.

Key points

More about us

  • Investors and borrowers have trusted us since 2005
  • We have over 200 Zopians working in our London Bridge office
  • We've lent more than £2.60 billion to UK consumers
  • Over the last 12 months we lent over £800 million
  • Over 60,000 active individual investors (average amount lent: £13,000)
  • Over 277,000 borrowers approved (borrowing on average £6,600)
  • We also have a select group of institutional partners

How do they charge?

Please contact us for details


Zopa is the UK's leading peer-to-peer lending service. We reward people who are good with their money by providing low rate loans and high interest returns.

Since Zopa was founded in 2005 we've helped people lend more than £594 million in peer-to-peer loans. We've also been voted 'Most Trusted Personal Loan Provider' in the Moneywise Customer Awards for the past 5 years in a row.

More than 52,000 people are lending between £10 and £1 million to credit worthy borrowers.

Zopa is a founding member of the industry group the P2PFA. We sought and won regulation for the industry. We're authorised and regulated by the Financial Conduct Authority (firm registration number 563134).

Zopa on social media:


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