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Alternative Finance Sites


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About


Zopa is the UK's leading peer-to-peer lending service. We reward people who are good with their money by providing low rate loans and high interest returns.

Since Zopa was founded in 2005 we've helped people lend more than £594 million in peer-to-peer loans. We've also been voted 'Most Trusted Personal Loan Provider' in the Moneywise Customer Awards for the past 5 years in a row.

More than 52,000 people are lending between £10 and £1 million to credit worthy borrowers.

Zopa is a founding member of the industry group the P2PFA. We sought and won regulation for the industry. We're authorised and regulated by the Financial Conduct Authority (firm registration number 563134).

 

Key points


Key facts

  • Launched in the UK in 2005 - we're in our 10th year!
  • 48 staff in our London Office
  • Zopa has lent over £594 million to UK consumers
  • Over the last year we lent over £240 million
  • Over £34m in interest earned by lenders since Zopa launched
  • Over 52,000 active lenders
  • Total number of borrowers - 80,000+
  • Average loan size - £7,500
  • Average amount lent - £5,000
  • Average return to lenders is 5.0%
  • Historical bad debt - 0.18% since 2010
  • Top three loan reasons: Car; Paying off credit cards; Home improvements
  • Safeguard fund total - over £4,984,390 and growing daily

How do they charge?


Please contact us for details

Peer-To-Peer


Zopa is the UK's leading peer-to-peer lending service. We reward people who are good with their money by providing low rate loans and high interest returns.

Since Zopa was founded in 2005 we've helped people lend more than £594 million in peer-to-peer loans. We've also been voted 'Most Trusted Personal Loan Provider' in the Moneywise Customer Awards for the past 5 years in a row.

More than 52,000 people are lending between £10 and £1 million to credit worthy borrowers.

Zopa is a founding member of the industry group the P2PFA. We sought and won regulation for the industry. We're authorised and regulated by the Financial Conduct Authority (firm registration number 563134).

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