businessagent.com 2018
Fully funded

EIS
businessagent.com 2018
Partner Premium Claimed
Business Agent* is an FCA approved aggregation and rating portal for equity and debt crowdfunding investments. AIM is shrinking, legacy stock markets are too expensive to maintain and do not serve the requirements of SMEs, banks are closing branches, lending less and are paying little or no interest to investors. As a result of this there is a huge growth in equity crowdfunding and P2P lending which has seen the launch of hundreds of alternative lenders & platforms that has created a new c.£3bn marketplace, expanding at 66% p.a. There is no single portal or trusted ratings index for investors to compare on a like for like basis and no secondary market to facilitate exits.   * NextFin is the new trading name of Business Agent Ltd The solution NextFin aggregates equity and debt crowdfunding investments to create the alternative finance marketplace. This makes it easy for investors and lenders to find and compare opportunities by presenting all investment offerings in one place. With the addition of a free of charge ratings service investors will be able to view ratings of every equity crowdfunding pitch, every P2P site, and every equity crowdfunding site. NextFin’s technology will constantly track these companies and investments providing the investor real-time intelligence on which to base investment decisions. The platforms and entrepreneurs will be self promoting and marketing their ratings driving thousands of visitors a month to the NextFin site, in the same way businesses refer their potential clients to Trip Advisor and Trustpilot. There is an estimated 10 million website/platform visitors per month across the whole of the alternative finance market. NextFin is targeting to direct 5% of this highly profiled traffic to its platform from which it will earn between £5-£8 per click from advertisers and partners. In addition an in-house brokerage service also earns between 1%-6% commissions on loan placements. A future revenue stream (not featured in the financials) will be developed once visitor traffic reaches critical mass. This will see Nextfin being able to realise the full value of its captured ratings data and visitor traffic by launching a secondary market, which is estimated to be a £5bn marketplace. NextFin is raising £500k at a pre-money valuation of £800k to: • Acquire CrowdRating for a non cash consideration of 20% equity• Develop P2P and Equity site ratings• Expand the management, infrastructure and marketing resource• Increase visitor traffic to 6m a year via rating referrals Owing to the size of the market and rapid growth of the industry, enterprise valuations in alternative finance are based on visitor traffic, market share and registered users. Recent published valuations of companies with visitor traffic of over 6m per year are in excess of £70m. NextFin is the market leading aggregator and has first mover advantage. It has the potential to exceed these valuations because it is the whole of market aggregator and is currently the only ratings service provider as it grows to achieve 500,000 visitors p.m.
investment: £101,357
investors: 6 • status: Active
Currikula
Fully funded

SEIS
Currikula
Partner Premium Claimed
Assisting students to write outstanding essays by suggesting tailored improvements. Currikula helps students by offering in-depth feedback on their work from the content to the structure, including finding suitable references for their bibliographies. The feedback feature requires a subscription, yet references and analytics checks are free. Students have the option of paying per essay for feedback, or paying a quarterly fee for unlimited reviews.
investment: £150,649
investors: 2 • status: Stretch
The Brand Cloud
Fully funded

The Brand Cloud
Partner Premium Claimed
One of the UK's leading natural & organic, beauty, health and well-being groups. The Brand Cloud has 10 businesses under its umbrella, with 4 being directly owned. The company has relationships with more than 200 retailers including Amazon, Tesco and Holland & Barrett and has over 75k contacts on their B2C network. The Brand Cloud has exclusive distribution agreements with brands and has developed multi-channel market routes.
investment: £115,030
investors: 76 • status: Active
DC Surgical Supplies Limited
Fully funded

EIS/SEIS
DC Surgical Supplies Limited
Partner Premium Claimed
Reducing the cost of orthopaedic equipment by using compression screws and titanium maxiangle locking plates. DC Surgical Supplies have acquired an exclusive license with Palmer & Baker with the aim of helping the NHS cut the cost of purchasing regular-use equipment by as much as 35%. Their product is CE Certified and has been featured in The Telegraph.
investment: £99,990
investors: 130 • status: Active
Veleza
Fully funded

EIS
Veleza
Partner Premium Claimed
Helping customers find the right beauty product for their specific needs. Veleza users have produced 28k reviews and have provided 105k videos and photos of products amongst 511k monthly users. Veleza offers a subscription service for beauty businesses to have access to crowdsourced data on the platform, which has reportedly resulted in an increase in search traffic and sales. L'Oréal Paris, Urban Decay and Feelunique are customers of Veleza.
investment: £98,060
investors: 62 • status: Active
MacRebur
Fully funded

EIS
MacRebur
Partner Premium Claimed
Environmentally friendly roads created by replacing the oil-based bitumen with plastic from old rubbish and landfill, resulting in longer lasting, stronger and more durable roads. MacRebur roads are already in place and can be driven on in the UK and the firm is in advanced discussions and testing with international markets such as the USA, Canada and Australia. MacRebur supply their product to major asphalt companies including Aggregate, Cemex and Tarmac.
investment: £2,979,106
investors: 2060 • status: Extended
Grocemania
Fully funded

SEIS
Grocemania
Partner Premium Claimed
A grocery delivery service for customers to purchase goods from local stores via an app. Grocemania launched in August 2017 and has signed more than 20 local and independent stores and gained over 350 users. Income is generated from a flat delivery fee of £2.50, as well as a 10% Commission Fee from its partners. The company has generated more than £27,000 in online sales for local stores in the past 3 months.
investment: £53,755
investors: 188 • status: Active
Pelican
Fully funded

EIS
Pelican
Partner Premium Claimed
Multiple brokers and clients can connect with each other on the only FCA-regulated social trading app. Pelican's platform is designed for traders to discuss strategies and share, copy, oppose or execute trades similarly to traditional traders on Bloomberg terminals. Revenue is generated via client-trading rebates and subscriptions from users following good traders and mentors. Further B2B revenue streams include set-up and monthly service fees.
investment: £407,713
investors: 401 • status: Extended
JAJA
Fully funded

JAJA
Partner Premium Claimed
A FCA-authorised and regulated digital credit card on smartphones, for those with modern and busy lifestyles. Jaja aims to offer a fair and transparent banking service that gives consumers greater confidence, control and freedom over their finances. The company has tested their app and card with Visa and has partnered with Asda to offer online credit instantly. Jaja's business model allows revenue to be generated via interest payments from revolving lines of credit. Two products will be offered to consumers; the Jaja Credit Card and Jaja Pay. Both will be suitable for B2B and B2C operations. Investments will be used to launch a beta round for 5,000 users to build a community before the products are publicly released. In addition, Jaja intends to expand its customer service team and produce marketing campaigns for their business.
investment: £3,180,537
investors: 881 • status: Extended
Shoppar
Fully funded

EIS/SEIS
Shoppar
Partner Premium Claimed
Shoppar is a Retail Customer Experience Tech Company using computer vision to collect customer biometric data and enrich the customer journey with more engaging content. The Shoppar app works on mobile phones, tablets and digital screens for presenting targeted advertising in-store. 
investment: £45,003
investors: 2 • status: Active