businessagent.com 2018
Fully funded

EIS
businessagent.com 2018
Partner Premium Claimed
Business Agent* is an FCA approved aggregation and rating portal for equity and debt crowdfunding investments. AIM is shrinking, legacy stock markets are too expensive to maintain and do not serve the requirements of SMEs, banks are closing branches, lending less and are paying little or no interest to investors. As a result of this there is a huge growth in equity crowdfunding and P2P lending which has seen the launch of hundreds of alternative lenders & platforms that has created a new c.£3bn marketplace, expanding at 66% p.a. There is no single portal or trusted ratings index for investors to compare on a like for like basis and no secondary market to facilitate exits.   * NextFin is the new trading name of Business Agent Ltd The solution NextFin aggregates equity and debt crowdfunding investments to create the alternative finance marketplace. This makes it easy for investors and lenders to find and compare opportunities by presenting all investment offerings in one place. With the addition of a free of charge ratings service investors will be able to view ratings of every equity crowdfunding pitch, every P2P site, and every equity crowdfunding site. NextFin’s technology will constantly track these companies and investments providing the investor real-time intelligence on which to base investment decisions. The platforms and entrepreneurs will be self promoting and marketing their ratings driving thousands of visitors a month to the NextFin site, in the same way businesses refer their potential clients to Trip Advisor and Trustpilot. There is an estimated 10 million website/platform visitors per month across the whole of the alternative finance market. NextFin is targeting to direct 5% of this highly profiled traffic to its platform from which it will earn between £5-£8 per click from advertisers and partners. In addition an in-house brokerage service also earns between 1%-6% commissions on loan placements. A future revenue stream (not featured in the financials) will be developed once visitor traffic reaches critical mass. This will see Nextfin being able to realise the full value of its captured ratings data and visitor traffic by launching a secondary market, which is estimated to be a £5bn marketplace. NextFin is raising £500k at a pre-money valuation of £800k to: • Acquire CrowdRating for a non cash consideration of 20% equity• Develop P2P and Equity site ratings• Expand the management, infrastructure and marketing resource• Increase visitor traffic to 6m a year via rating referrals Owing to the size of the market and rapid growth of the industry, enterprise valuations in alternative finance are based on visitor traffic, market share and registered users. Recent published valuations of companies with visitor traffic of over 6m per year are in excess of £70m. NextFin is the market leading aggregator and has first mover advantage. It has the potential to exceed these valuations because it is the whole of market aggregator and is currently the only ratings service provider as it grows to achieve 500,000 visitors p.m.
investment: £202,055
investors: 8 • status: Active
Libertine
Fully funded

Libertine
Partner Premium Claimed
Developing ultra-efficient combustion cycles by replacing a conventional engine's mechanical drivetrain with cleaner and compact electrical components. Libertine have created Free Piston Engines that can operate by using either fossil fuels, or renewable energy. Their products have opportunities to provide benefits in numerous industries and the company has already had discussions with two large automotive firms and OEMs that are interested in utilising the technology. Libertine owns 28 patents and has distributed a license for its product, which is currently generating annual revenue growth of around 90%. Revenues in 2017 totalled £300k.
investment: £710,970
investors: 30 • status: Extended
Armour Agent
Fully funded

EIS
Armour Agent
Partner Premium Claimed
Armour Agent is a Private Security online platform that links security professionals with clients and companies making them accessible on demand. This company was built to address the gap that exists between the lack of tools and the urgency of security contracts that enable companies to locate personnel when needed. Leading security companies are now using Armour Agent's services to fulfil client contracts and hire verified security professionals at all levels around the globe. Out of a pool of 70 finalists and more than 1000 applicants, the 'Masschallenge Global Startup Accelerator Program' awarded Armour Agent in 2018. The company is planning to raise funds to scale technology & marketing, increase sales efforts, give access to on-demand security to a global marketplace and introduce new features to disrupt the security market.
investment: £103,130
investors: 73 • status: Funded
Shuttout
Fully funded

EIS
Shuttout
Partner Premium Claimed
Shuttout is a global community-driven photography marketplace that adds social significance to photographs and makes it more fit for sale. It uses features such as 'stock' (Shutterstock, 500px, Flickr), 'social media' (Instagram) and 'photo contest' (GuruShots, Viewbug) to create a unique selling environment. It started worldwide expansion, growth and user acquisition from 154 countries using Facebook and Google ads. It has also collaborated with YouTube Influencers including Rebecca Spencer (UK), Hanna Saba (Australia), and Saurav Sinha (India) to increase its userbase. Shuttout has started the facility for users to host contests by themselves. Since the launch in April 2018, it has reached 76,000+ users and has added 71,000+ photos to the platform. The platform aims to connect those who love taking photos and want to earn money from their passion with potential buyers. 
investment: £535,886
investors: 284 • status: Active
Diamond & Emerald Exchange
Fully funded

EIS
Diamond & Emerald Exchange
Partner Premium Claimed
Diamond & Emerald Exchange specialises in coloured gemstone trade and bespoke jewellery creation. It works with a decent business model designed to deliver high quality at below high street prices in both B2C and B2B markets. Diamond & Emerald Exchange has made a unique set of relationships with emerald suppliers in Colombia and South America. It has been awarded 'Best Diamonds & Emeralds Supplier 2018' at the UK Enterprise Awards and, it has gained an "Excellent" Trustpilot score of 5 stars. The company plans to use the raised capital to expand its sales team and develop its in-house marketing, digital marketing and advertising team.
investment: £63,610
investors: 85 • status: Active
ADC Biotechnology Limited
Fully funded

EIS
ADC Biotechnology Limited
Partner Premium Claimed
ADC Biotechnology provides specialist drug manufacturing services based on its own patented Lock-Release™ processing technology, focused on a new wave of oncology therapeutics called antibody-drug conjugates (“ADCs”) being developed by pharmaceutical companies worldwide.
investment: £6,243,502
investors: 10 • status: Extended
inflo AI
Fully funded

EIS
inflo AI
Partner Premium Claimed
Companies can now engage with their online audience more effectively with the use of artificial intelligence. Inflo AI allows users to combine and collaborate on content in a single view, which is then seamlessly distributed and integrated into websites for ease of access and greater visibility for the end user.
investment: £380,000
investors: 11 • status: Funded
GreenSpur
Fully funded

EIS
GreenSpur
Partner Premium Claimed
A wind turbine's generator currently uses rare-earth magnets which cost £40 per kg, Greenspur have developed innovative generators which use ferrite magnets, an abundantly available material, that cost as little as £1 per kg. The company have made further advancements by removing the gearbox, which has resulted in lower maintenance costs and improved efficiency.
investment: £368,640
investors: 10 • status: Active
AskIf Finance
Fully funded

EIS
AskIf Finance
Partner Premium Claimed
 AskIf is platform that provides loan funding to small businesses. Each borrower has one or more relationship managers they can talk to. They are collecting data around social impact and are planning on monetising the data within their own business model and also to external stakeholders. AskIf will use the funding to expand referral partnership, increase the amount of their lending partners that are using the platform, make strong relationships to bring in new tech resource in house and bring in loan capital. 
investment: £668,753
investors: 41 • status: Extended
PlaqueTec
Fully funded

EIS
PlaqueTec
Partner Premium Claimed
Cardiovascular Disease is the leading cause of death in the UK, PlaqueTec have developed a Liquid Biopsy System, which allows cardiologists to gain further information from a patient's coronary artery and provide more effective treatment to those affected by the disease.
investment: £1,493,593
investors: 31 • status: Active