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Compare Peer to Peer Lending

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  • IFISA
    No

    Term (months)
    3 - 36

    Minimum investment
    £1,000

    Default rate
    0%

    Estimated interest
    7.14%

    Est. total return

    Fixed term loans, secured against a sales ledger. They also insure the debt, protecting the investor.
    Fixed term loans, secured against a sales ledger. They also insure the debt, protecting the investor.
  • IFISA
    No

    Term (months)
    60 - 60

    Minimum investment
    £1,000

    Default rate
    N/A

    Estimated interest
    8%

    Est. total return

    Individual sourced peer-to-peer loans secured against high growth businesses.
    Individual sourced peer-to-peer loans secured against high growth businesses.
  • IFISA
    Yes

    Term (months)
    12 - 60

    Minimum investment
    £100

    Default rate
    0%

    Estimated interest
    8.7%

    Est. total return

    Individual peer-to-peer loans to businesses. Tax free IFISA's. Credit risk rating set by DueDil. Secured against assets or personal guarantees. Potential exit via in-house exchange.
    Individual peer-to-peer loans to businesses. Tax free IFISA's. Credit risk rating set by DueDil. Secured against assets or personal guarantees. Potential exit via in-house exchange.
  • Sponsored

    IFISA
    Yes

    Term (months)
    36 - 36

    Minimum investment
    £500

    Default rate
    N/A

    Estimated interest
    7%

    Est. total return

    BurningNight focuses on funding large premises located in major city centres.
    BurningNight focuses on funding large premises located in major city centres.
  • Sponsored

    IFISA
    Yes

    Term (months)
    12 - 18

    Minimum investment
    £1,000

    Default rate
    N/A

    Estimated interest
    5.43%

    Est. total return

    Amicus finance property purchases and developments. These loans are secured via a first or second charge over the property.
    Amicus finance property purchases and developments. These loans are secured via a first or second charge over the property.
  • IFISA
    No

    Term (months)
    12 - 60

    Minimum investment
    £25,000

    Default rate
    0%

    Estimated interest
    5.5%

    Est. total return

    Folk2folk offers simple, straightforward, local lending and borrowing. They organise the secured lending of money between local folk without the involvement of City institutions. Loans secured against property.
    Folk2folk offers simple, straightforward, local lending and borrowing. They organise the secured lending of money between local folk without the involvement of City institutions. Loans secured against property.
  • IFISA
    No

    Term (months)
    N/A

    Minimum investment
    £1,000

    Default rate
    2.21%

    Estimated interest
    9%

    Est. total return

    F&P are a peer-to-peer lending platform that offer secured loans. They go to great lengths to ensure your affairs are managed professionally and your best interests are foremost in their planning and management.
    F&P are a peer-to-peer lending platform that offer secured loans. They go to great lengths to ensure your affairs are managed professionally and your best interests are foremost in their planning and management.
  • Sponsored

    IFISA
    Coming soon

    Term (months)
    N/A

    Minimum investment
    £20

    Default rate
    1.7%

    Estimated interest
    7.1%

    Est. total return

    Funding Circle are a peer-to-peer lender that focuses on lending to small businesses. The majority of their loans are unsecured but they have an AutoBid system that spreads your risk.
    Funding Circle are a peer-to-peer lender that focuses on lending to small businesses. The majority of their loans are unsecured but they have an AutoBid system that spreads your risk.
  • IFISA
    No

    Term (months)
    6 - 60

    Minimum investment
    £25

    Default rate
    0%

    Estimated interest
    8.79%

    Est. total return

    FundingKnight are a peer-to-peer lender that provides flexible lending solutions for businesses. All loans are secured by a personal guarantees.
    FundingKnight are a peer-to-peer lender that provides flexible lending solutions for businesses. All loans are secured by a personal guarantees.
  • IFISA
    No

    Term (months)
    1 - 1

    Minimum investment
    £10

    Default rate
    N/A

    Estimated interest
    6.5%

    Est. total return

    Growth Street are a peer-to-peer lender for small businesses. They operate a provision fund that protects the lender, should the borrower default.
    Growth Street are a peer-to-peer lender for small businesses. They operate a provision fund that protects the lender, should the borrower default.
  • IFISA
    No

    Term (months)
    N/A

    Minimum investment
    £1

    Default rate
    0%

    Estimated interest
    12%

    Est. total return

    We specialise in providing bridging & development finance to property professionals, with funding provided by our established peer to peer crowd funded investment platform. Lending is secured with a legal charge and loan amounts do not exceed 70% of the Open Market Value.
    We specialise in providing bridging & development finance to property professionals, with funding provided by our established peer to peer crowd funded investment platform. Lending is secured with a legal charge and loan amounts do not exceed 70% of the Open Market Value.
  • IFISA
    No

    Term (months)
    N/A

    Minimum investment
    £50,000

    Default rate
    2%

    Estimated interest
    5%

    Est. total return

    Market Invoice are a peer-to-peer finance platform that specialise in securing funding against invoices. They price all invoices based on risk.
    Market Invoice are a peer-to-peer finance platform that specialise in securing funding against invoices. They price all invoices based on risk.
  • Sponsored

    IFISA
    No

    Term (months)
    3 - 36

    Minimum investment
    £1

    Default rate
    N/A

    Estimated interest
    12%

    Est. total return

    MoneyThing are a business lending platform that match lenders with borrowers, leaving out the banks and offering better deals all round. All loans are secured against various assets ranging from property to aircrafts.
    MoneyThing are a business lending platform that match lenders with borrowers, leaving out the banks and offering better deals all round. All loans are secured against various assets ranging from property to aircrafts.
  • IFISA
    Coming soon

    Term (months)
    N/A

    Minimum investment
    N/A

    Default rate
    4.24%

    Estimated interest
    3.7%

    Est. total return

    With the Ratesetter rolling market your money will be invested for a period of between 6 months and 5 years. Ratesetter operate a provision fund that will reimburse investors should a borrower miss a payment.
    With the Ratesetter rolling market your money will be invested for a period of between 6 months and 5 years. Ratesetter operate a provision fund that will reimburse investors should a borrower miss a payment.
  • IFISA
    Coming soon

    Term (months)
    12 - 12

    Minimum investment
    N/A

    Default rate
    4.24%

    Estimated interest
    3.8%

    Est. total return

    With the Ratesetter 1 year market your money will be invested in loan terms up to 1 year. Ratesetter operate a provision fund that will reimburse investors should a borrower miss a payment.
    With the Ratesetter 1 year market your money will be invested in loan terms up to 1 year. Ratesetter operate a provision fund that will reimburse investors should a borrower miss a payment.
  • IFISA
    Coming soon

    Term (months)
    60 - 60

    Minimum investment
    N/A

    Default rate
    4.24%

    Estimated interest
    4.6%

    Est. total return

    With the Ratesetter 5 year market your money will be invested in loan terms up to 5 years. Ratesetter operate a provision fund that will reimburse investors should a borrower miss a payment.
    With the Ratesetter 5 year market your money will be invested in loan terms up to 5 years. Ratesetter operate a provision fund that will reimburse investors should a borrower miss a payment.
  • IFISA
    No

    Term (months)
    3 - 12

    Minimum investment
    £5,000

    Default rate
    0%

    Estimated interest
    8%

    Est. total return

    Simple Backing are a crowdfunding platform and peer-to-peer lender. Their platform connects Investors with Borrowers through Property Projects to the benefit of all involved. All loans are secured using a first charge or a guarantor.
    Simple Backing are a crowdfunding platform and peer-to-peer lender. Their platform connects Investors with Borrowers through Property Projects to the benefit of all involved. All loans are secured using a first charge or a guarantor.
  • Sponsored

    IFISA
    No

    Term (months)
    12 - 12

    Minimum investment
    £65,000

    Default rate
    0%

    Estimated interest
    6%

    Est. total return

    YesGrowth are not a traditional peer-to-peer lender. They operate a fund via CB Growth Fund which finances it's loans. YesGrowth offer unsecured and secured business loans, either backed by a personal guarantee or a fixed/ floating charge against an asset
    YesGrowth are not a traditional peer-to-peer lender. They operate a fund via CB Growth Fund which finances it's loans. YesGrowth offer unsecured and secured business loans, either backed by a personal guarantee or a fixed/ floating charge against an asset

Disclaimer: The comparison table was compiled in January and February of 2017 and the information has been either sourced from the company’s website or we have called the business. Some businesses have not provided us with the data and this is highlighted in the table. Alternative finance investments are not covered under the FSCS however each company performs its own due diligence procedures and has different methods to protect the investor. Please note in all cases additional fees may apply. We have tried to show this where possible on the table. This table should only be used as a guide and should not be relied upon to make investment decisions. Please note your capital is at risk and businessagent.com may be paid a commission from the company if you invest . Please check the terms and risk warnings thoroughly before investing. Click here for our full risk warning.
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  • Hertfordshire Business Awards Finalist 2014

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