We use cookies to improve your experience on this site. By viewing our pages, you give us consent to use cookies. Find out more.

Compare Peer to Peer Lending

I would like to invest

over

Showing ? of 38 products from 28 platforms
  • Archover

    IFISA
    No

    Term (months)
    3 - 36

    Minimum investment
    £1,000

    Default rate
    0%

    Estimated interest
    7.14%

    Est. total return

    Fixed term loans, secured against a sales ledger. They also insure the debt, protecting the investor.
    Fixed term loans, secured against a sales ledger. They also insure the debt, protecting the investor.
  • Assetz Capital - Quick Access Account

    IFISA
    No

    Term (months)
    N/A

    Minimum investment
    £1

    Default rate
    N/A

    Estimated interest
    3.75%

    Est. total return

    We have designed the Quick Access Account to provide you a fair return on your investment, while providing you the fastest possible access to your cash in normal market conditions.
    We have designed the Quick Access Account to provide you a fair return on your investment, while providing you the fastest possible access to your cash in normal market conditions.
  • Assetz Capital - 30-Day Access Account

    IFISA
    No

    Term (months)
    1

    Minimum investment
    £1

    Default rate
    N/A

    Estimated interest
    4.25%

    Est. total return

    We have designed the 30-Day Access Account to provide you a fair return on your investment, while providing you with easy access to your money.
    We have designed the 30-Day Access Account to provide you a fair return on your investment, while providing you with easy access to your money.
  • Assetz Capital - The Property Secured Investment Account

    IFISA
    No

    Term (months)
    N/A

    Minimum investment
    £1

    Default rate
    N/A

    Estimated interest
    5.50%

    Est. total return

    The Property Secured Investment Account (PSIA) allows investors to invest automatically in property backed loans that always take land or property security that substantially exceeds the loan value.
    The Property Secured Investment Account (PSIA) allows investors to invest automatically in property backed loans that always take land or property security that substantially exceeds the loan value.
  • Assetz Capital - The Great British Business Account

    IFISA
    No

    Term (months)
    N/A

    Minimum investment
    £1

    Default rate
    N/A

    Estimated interest
    7.00%

    Est. total return

    The Great British Business Account (GBBA) allows investors to automatically invest in business loans to small- and medium-sized enterprises (SMEs).
    The Great British Business Account (GBBA) allows investors to automatically invest in business loans to small- and medium-sized enterprises (SMEs).
  • Assetz Capital - The Green Energy Income Account

    IFISA
    No

    Term (months)
    N/A

    Minimum investment
    £1

    Default rate
    N/A

    Estimated interest
    7%

    Est. total return

    The Green Energy Income Account (GEIA) allows investors to automatically invest in business loans to renewable-energy projects that benefit from government subsidies, such as Feed-in Tariffs. These projects include wind, solar and wave energy-conversion, but exclude fossil fuels and nuclear power.
    The Green Energy Income Account (GEIA) allows investors to automatically invest in business loans to renewable-energy projects that benefit from government subsidies, such as Feed-in Tariffs. These projects include wind, solar and wave energy-conversion, but exclude fossil fuels and nuclear power.
  • BondMason

    IFISA
    Coming soon

    Term (months)
    N/A

    Minimum investment
    £5,000

    Default rate
    0.5%

    Estimated interest
    8%

    Est. total return

    BondMason, the UK’s leading Direct Lending specialist, makes it easy for investors to target gross returns of 8%+ p.a. by enabling clients to invest in Direct Lending the smart way.
    BondMason, the UK’s leading Direct Lending specialist, makes it easy for investors to target gross returns of 8%+ p.a. by enabling clients to invest in Direct Lending the smart way.
  • Code Investing

    IFISA
    No

    Term (months)
    60

    Minimum investment
    £1,000

    Default rate
    N/A

    Estimated interest
    8%

    Est. total return

    Individual sourced peer-to-peer loans secured against high growth businesses.
    Individual sourced peer-to-peer loans secured against high growth businesses.
  • Crowd2fund

    IFISA
    Yes

    Term (months)
    12 - 60

    Minimum investment
    £100

    Default rate
    0%

    Estimated interest
    8.7%

    Est. total return

    Individual peer-to-peer loans to businesses. Tax free IFISA's. Credit risk rating set by DueDil. Secured against assets or personal guarantees. Potential exit via in-house exchange.
    Individual peer-to-peer loans to businesses. Tax free IFISA's. Credit risk rating set by DueDil. Secured against assets or personal guarantees. Potential exit via in-house exchange.
  • Folk2folk

    Sponsored

    IFISA
    No

    Term (months)
    12 - 60

    Minimum investment
    £25,000

    Default rate
    0%

    Estimated interest
    5.5%

    Est. total return

    Folk2folk offers simple, straightforward, local lending and borrowing. They organise the secured lending of money between local folk without the involvement of City institutions. Loans secured against property.
    Folk2folk offers simple, straightforward, local lending and borrowing. They organise the secured lending of money between local folk without the involvement of City institutions. Loans secured against property.
  • Formax - Emerald

    IFISA
    Yes

    Term (months)
    12 - 60

    Minimum investment
    £100

    Default rate
    N/A

    Estimated interest
    5.20 - 6.00%

    Est. total return

    High scoring borrowers with strong record and good affordablility prospects.
    High scoring borrowers with strong record and good affordablility prospects.
  • Formax - Ruby

    IFISA
    Yes

    Term (months)
    12 - 60

    Minimum investment
    £100

    Default rate
    N/A

    Estimated interest
    6.50 - 7.63%

    Est. total return

    Good scoring borrowers with good record and good affordability prospects.
    Good scoring borrowers with good record and good affordability prospects.
  • Formax - Sapphire

    IFISA
    Yes

    Term (months)
    12 - 60

    Minimum investment
    £100

    Default rate
    N/A

    Estimated interest
    9.38%

    Est. total return

    Below average scoring borrowers with acceptable record and good affordability prospects.
    Below average scoring borrowers with acceptable record and good affordability prospects.
  • Freedman & Partners

    IFISA
    No

    Term (months)
    N/A

    Minimum investment
    £1,000

    Default rate
    2.21%

    Estimated interest
    9%

    Est. total return

    F&P are a peer-to-peer lending platform that offer secured loans. They go to great lengths to ensure your affairs are managed professionally and your best interests are foremost in their planning and management.
    F&P are a peer-to-peer lending platform that offer secured loans. They go to great lengths to ensure your affairs are managed professionally and your best interests are foremost in their planning and management.
  • Funding Circle

    Sponsored

    IFISA
    Coming soon

    Term (months)
    N/A

    Minimum investment
    £20

    Default rate
    1.7%

    Estimated interest
    7.1%

    Est. total return

    Funding Circle are a peer-to-peer lender that focuses on lending to small businesses. The majority of their loans are unsecured but they have an AutoBid system that spreads your risk.
    Funding Circle are a peer-to-peer lender that focuses on lending to small businesses. The majority of their loans are unsecured but they have an AutoBid system that spreads your risk.
  • Funding Knight

    IFISA
    No

    Term (months)
    6 - 60

    Minimum investment
    £25

    Default rate
    0%

    Estimated interest
    8.79%

    Est. total return

    FundingKnight are a peer-to-peer lender that provides flexible lending solutions for businesses. All loans are secured by a personal guarantees.
    FundingKnight are a peer-to-peer lender that provides flexible lending solutions for businesses. All loans are secured by a personal guarantees.
  • Goji 1 year fixed term

    IFISA
    Yes

    Term (months)
    12

    Minimum investment
    £5,000

    Default rate
    N/A

    Estimated interest
    5%

    Est. total return

    Goji Investments are a p2p platform that offer a 1 year fixed term account where every investment is diversified across numerous loan classes, platforms, loans and terms to help reduce risk.
    Goji Investments are a p2p platform that offer a 1 year fixed term account where every investment is diversified across numerous loan classes, platforms, loans and terms to help reduce risk.
  • Growth Street

    IFISA
    No

    Term (months)
    N/A

    Minimum investment
    £10

    Default rate
    N/A

    Estimated interest
    6.5%

    Est. total return

    Growth Street are a peer-to-peer lender for small businesses. They operate a provision fund that protects the lender, should the borrower default.
    Growth Street are a peer-to-peer lender for small businesses. They operate a provision fund that protects the lender, should the borrower default.
  • Landbay

    IFISA
    Yes

    Term (months)
    1 - 120

    Minimum investment
    £100

    Default rate
    0%

    Estimated interest
    3.75%

    Est. total return

    Landbay are a property investment platform that automatically diversify your investment across multiple buy‐to‐let mortgages. Landbay have a provision fund in case a borrower misses a payment.
    Landbay are a property investment platform that automatically diversify your investment across multiple buy‐to‐let mortgages. Landbay have a provision fund in case a borrower misses a payment.
  • Lending Works

    IFISA
    Yes

    Term (months)
    12 - 60

    Minimum investment
    £10

    Default rate
    N/A

    Estimated interest
    5%

    Est. total return

    Lending Works are a P2P lending platform. They have created the Lending Works Shield which combines a reserve fund with our unique default insurance to protect lenders.
    Lending Works are a P2P lending platform. They have created the Lending Works Shield which combines a reserve fund with our unique default insurance to protect lenders.
  • LendingCrowd Growth Account

    IFISA
    Yes

    Term (months)
    N/A

    Minimum investment
    £1,000

    Default rate
    N/A

    Estimated interest
    6%

    Est. total return

    LendingCrowd are offering a Growth Account that spread your investment across at least 20 different loans. No more than 5% of your funds will be invested in any one loan.
    LendingCrowd are offering a Growth Account that spread your investment across at least 20 different loans. No more than 5% of your funds will be invested in any one loan.
  • LendingCrowd Self Select Account

    IFISA
    Yes

    Term (months)
    N/A

    Minimum investment
    £20

    Default rate
    N/A

    Estimated interest
    5.95%

    Est. total return

    With a Self Select Account you choose how to invest your money on the Loan Market.
    With a Self Select Account you choose how to invest your money on the Loan Market.
  • Lending Crowd Growth ISA

    IFISA
    Yes

    Term (months)
    N/A

    Minimum investment
    £1,000

    Default rate
    N/A

    Estimated interest
    6%

    Est. total return

    The LendingCrowd Growth ISA is designed to make peer-to-peer investing simple by building a diverse loan portfolio for you.
    The LendingCrowd Growth ISA is designed to make peer-to-peer investing simple by building a diverse loan portfolio for you.
  • Lendy

    IFISA
    No

    Term (months)
    N/A

    Minimum investment
    £1

    Default rate
    0%

    Estimated interest
    12%

    Est. total return

    We specialise in providing bridging & development finance to property professionals, with funding provided by our established peer to peer crowd funded investment platform. Lending is secured with a legal charge and loan amounts do not exceed 70% of the Open Market Value.
    We specialise in providing bridging & development finance to property professionals, with funding provided by our established peer to peer crowd funded investment platform. Lending is secured with a legal charge and loan amounts do not exceed 70% of the Open Market Value.
  • Market Invoice

    IFISA
    No

    Term (months)
    N/A

    Minimum investment
    £50,000

    Default rate
    2%

    Estimated interest
    5%

    Est. total return

    Market Invoice are a peer-to-peer finance platform that specialise in securing funding against invoices. They price all invoices based on risk.
    Market Invoice are a peer-to-peer finance platform that specialise in securing funding against invoices. They price all invoices based on risk.
  • Money Thing

    Sponsored

    IFISA
    No

    Term (months)
    3 - 36

    Minimum investment
    £1

    Default rate
    N/A

    Estimated interest
    12%

    Est. total return

    MoneyThing are a business lending platform that match lenders with borrowers, leaving out the banks and offering better deals all round. All loans are secured against various assets ranging from property to aircrafts.
    MoneyThing are a business lending platform that match lenders with borrowers, leaving out the banks and offering better deals all round. All loans are secured against various assets ranging from property to aircrafts.
  • Octopus Choice

    IFISA
    Coming soon

    Term (months)
    9 - 60

    Minimum investment
    N/A

    Default rate
    N/A

    Estimated interest
    4%

    Est. total return

    Octopus Investments have a Peer to Peer lending product called Octopus Choice. All our loans are secured against real physical assets with a first legal charge – meaning they can be sold if the borrower defaults.
    Octopus Investments have a Peer to Peer lending product called Octopus Choice. All our loans are secured against real physical assets with a first legal charge – meaning they can be sold if the borrower defaults.
  • Proplend

    IFISA
    Yes

    Term (months)
    0 - 60

    Minimum investment
    £1,000

    Default rate
    0%

    Estimated interest
    5-12%

    Est. total return

    Proplend specialise in Property-Backed Commercial Loans. Lenders’ unlent money is held in a Proplend Client Account held with Barclays Bank, which is protected under the Financial Services Compensation Scheme (FSCS). Funds lent into a Proplend Loan are no longer protected under the FSCS.
    Proplend specialise in Property-Backed Commercial Loans. Lenders’ unlent money is held in a Proplend Client Account held with Barclays Bank, which is protected under the Financial Services Compensation Scheme (FSCS). Funds lent into a Proplend Loan are no longer protected under the FSCS.
  • QuidCycle - Lump Sum Investment

    IFISA
    No

    Term (months)
    12 - 60

    Minimum investment
    £500

    Default rate
    N/A

    Estimated interest
    6.1%

    Est. total return

    For the seasoned investors who are looking to make more of their money without the fuss.
    For the seasoned investors who are looking to make more of their money without the fuss.
  • Ratesetter (rolling market)

    IFISA
    Coming soon

    Term (months)
    N/A

    Minimum investment
    £10

    Default rate
    4.24%

    Estimated interest
    3.7%

    Est. total return

    With the Ratesetter rolling market your money will be invested for a period of between 6 months and 5 years. Ratesetter operate a provision fund that will reimburse investors should a borrower miss a payment.
    With the Ratesetter rolling market your money will be invested for a period of between 6 months and 5 years. Ratesetter operate a provision fund that will reimburse investors should a borrower miss a payment.
  • Ratesetter (1 year market)

    IFISA
    Coming soon

    Term (months)
    12

    Minimum investment
    £10

    Default rate
    4.24%

    Estimated interest
    3.8%

    Est. total return

    With the Ratesetter 1 year market your money will be invested in loan terms up to 1 year. Ratesetter operate a provision fund that will reimburse investors should a borrower miss a payment.
    With the Ratesetter 1 year market your money will be invested in loan terms up to 1 year. Ratesetter operate a provision fund that will reimburse investors should a borrower miss a payment.
  • Ratesetter (5 year market)

    IFISA
    Coming soon

    Term (months)
    60

    Minimum investment
    £10

    Default rate
    4.24%

    Estimated interest
    4.6%

    Est. total return

    With the Ratesetter 5 year market your money will be invested in loan terms up to 5 years. Ratesetter operate a provision fund that will reimburse investors should a borrower miss a payment.
    With the Ratesetter 5 year market your money will be invested in loan terms up to 5 years. Ratesetter operate a provision fund that will reimburse investors should a borrower miss a payment.
  • Relendex

    Sponsored

    IFISA
    Yes

    Term (months)
    6 - 60

    Minimum investment
    £500

    Default rate
    N/A

    Estimated interest
    8.65%

    Est. total return

    Relendex is suitable for small or large investors seeking fixed-income with security over property.
    Relendex is suitable for small or large investors seeking fixed-income with security over property.
  • Simple Backing

    IFISA
    No

    Term (months)
    3 - 12

    Minimum investment
    £5,000

    Default rate
    0%

    Estimated interest
    8%

    Est. total return

    Simple Backing are a crowdfunding platform and peer-to-peer lender. Their platform connects Investors with Borrowers through Property Projects to the benefit of all involved. All loans are secured using a first charge or a guarantor.
    Simple Backing are a crowdfunding platform and peer-to-peer lender. Their platform connects Investors with Borrowers through Property Projects to the benefit of all involved. All loans are secured using a first charge or a guarantor.
  • Thincats

    IFISA
    Yes

    Term (months)
    N/A

    Minimum investment
    £1,000

    Default rate
    0%

    Estimated interest
    7%

    Est. total return

    Thincats are a P2P platform that offer security-backed investments. If a borrower has problems they are in a stronger position to get your money back.
    Thincats are a P2P platform that offer security-backed investments. If a borrower has problems they are in a stronger position to get your money back.
  • YesGrowth

    Sponsored

    IFISA
    No

    Term (months)
    12

    Minimum investment
    £65,000

    Default rate
    0%

    Estimated interest
    6%

    Est. total return

    YesGrowth are not a traditional peer-to-peer lender. They operate a fund via CB Growth Fund which finances it's loans. YesGrowth offer unsecured and secured business loans, either backed by a personal guarantee or a fixed/ floating charge against an asset
    YesGrowth are not a traditional peer-to-peer lender. They operate a fund via CB Growth Fund which finances it's loans. YesGrowth offer unsecured and secured business loans, either backed by a personal guarantee or a fixed/ floating charge against an asset
  • Zopa Core

    IFISA
    Yes

    Term (months)
    0 - 60

    Minimum investment
    £1,000

    Default rate
    0.26%

    Estimated interest
    3.7%

    Est. total return

    Zopa operate a peer to peer platform and have a product called Zopa Core which allows you to invest in loans across their core risk markets. A 1% fee applies when selling loans.
    Zopa operate a peer to peer platform and have a product called Zopa Core which allows you to invest in loans across their core risk markets. A 1% fee applies when selling loans.
  • Zopa Plus

    IFISA
    Yes

    Term (months)
    0 - 60

    Minimum investment
    £1,000

    Default rate
    0.26%

    Estimated interest
    4.5%

    Est. total return

    Zopa operate a peer to peer platform and have a product called Zopa Core which allows you to invest in loans across our core risk markets. A 1% fee applies when selling loans.
    Zopa operate a peer to peer platform and have a product called Zopa Core which allows you to invest in loans across our core risk markets. A 1% fee applies when selling loans.

Disclaimer: The comparison table was compiled in January and February of 2017 and the information has been either sourced from the company’s website or we have called the business. Some businesses have not provided us with the data and this is highlighted in the table. Alternative finance investments are not covered under the FSCS however each company performs its own due diligence procedures and has different methods to protect the investor. Please note in all cases additional fees may apply. We have tried to show this where possible on the table. This table should only be used as a guide and should not be relied upon to make investment decisions. Please note your capital is at risk and businessagent.com may be paid a commission from the company if you invest . Please check the terms and risk warnings thoroughly before investing. Click here for our full risk warning.
  • Internet Business Awards Category Award Winner 2015
  • Hertfordshire Business Awards Finalist 2014

As seen in:

  • The Guardian
  • Financial Times
  • Yahoo! Finance
  • The Times
  • The Daily Telegraph