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Archover


Established in 2014, Archover is a P2P lender of business loans. Businesses can invest from £1000 over a fixed term period of 3 to 36 months. Lenders can choose to invest in business sectors of their choice. Serviced Offices and Technology loans, which are Secured and Assigned, typically have a return rate of more than 8%. Pharmaceutical loans, which are Secured and Insured, typically return 7%. All borrowers are subject to a credit analysis prior to loans being offered. This means that investors can be assured only creditworthy businesses will be invested into.

  • Minimum investment starts at £1,000
  • Terms range from 3 months to 3 years.
  • Back individual business loans secured against Accounts Receivable or contracted recurring revenues
  • There are no fees for lenders
  • IFISA available
  • SIPP available

* correct as of 27/09/2018


Invest Now Borrow up to £3,000,000

Products


Lender

Min investment
£1,000.00
Estimated return
from 6.25%

A variety of fixed term products available, which include secured, insured and assigned choices. Lenders can invest from a minimum of £1,000 with no upper limit. Loan investment terms start from 3 months up to 3 years whilst returning 6 -10% per annum. Lenders will receive their interest in monthly payments. All borrowers are subject to a credit analysis to measure their ability to repay loans. Borrowers will also be regularly monitored for the duration of their loan. There are no fees for investing.

Borrower

Min investment
£1,000.00
Estimated return
N/A

A variety of fixed term products available, which include secured, insured and assigned choices. Archover offers a regular monthly monitoring service and credit analysis.

There are no personal guarantees, or early repayment charges. Borrowers can apply for further finance or refinancing.

Loan terms range from 3 months to 3 years at a fixed interest rate for the duration of the loan.

IFISA

Min investment
£1,000.00
Estimated return
up to 10%

Archover connects investors with UK businesses seeking finance. Invest up to £20,000 tax-free on a FCA authorised P2P platform and earn up to 10% per annum. The minimum investment amount is £1,000, which will be distributed across loans with terms ranging from 3 to 36 months. Customers have full control as manual loan selections can be made.

Secured & Insured

Min investment
£1,000.00
Estimated return
from 6.25%

Investors can receive interest from 6.25% per annum by investing as little as £1,000 for loan terms ranging from 3 to 36 months.

Businesses will have all assets charged against them.

Finance will be leveraged against Accounts Receivable, which will also be insured late-paying or non-paying borrowers.

Borrowers will be subject to a credit analysis, monthly monitoring and will have their bank accounts controlled by Archover.

Secured & Assigned

Min investment
£1,000.00
Estimated return
from 7.75%

Investors can receive interest from 7.75% per annum by investing as little as £1,000 for loan terms ranging from 3 to 36 months.

Businesses will have all assets charged against them.

Finance will be leveraged against contracted recurring revenues. Guaranteed revenue contracts will be assigned to ArchOver.

Borrowers will be subject to a credit analysis, monthly monitoring and will have their bank accounts controlled by Archover.

Secured

Min investment
£1,000.00
Estimated return
from 7%

Investors can receive interest from 7% per annum by investing as little as £1,000 for loan terms ranging from 3 to 36 months.

Businesses will have all assets charged against them.

Finance will be leveraged against Accounts Receivable or contracted recurring revenue. Accounts Receivable are not insured and contracted recurring revenue is not assignable.

Borrowers will be subject to a credit analysis, monthly monitoring and will have their bank accounts controlled by Archover.

Bespoke

Min investment
£1,000.00
Estimated return
from 9.25%

Investors can receive interest from 9.25% per annum by investing as little as £1,000 for loan terms ranging from 3 to 36 months.

Lending will be given to borrowers with the intention of becoming Secured & Insured or Secured & Assigned. This model will contain some features from those products.

Borrowers will have to accept a 2nd charge against their business as security.

Borrowers will be subject to a credit analysis and monthly monitoring.

Research & Development Advance

Min investment
£1,000.00
Estimated return
from 10%

Investors can receive interest from 10% per annum by investing as little as £1,000 for loan terms ranging from 3 to 36 months.

Loans within this model are unsecured and are held against Research & Development tax claims. This product is suitable for companies with a successful history of Research & Development claims.

Funds are paid directly to Archover's Controlled Bank Account. Research & Development claims will be prepared by 3rd-party professionals.


Disclaimer

The statistics are generated from data we have collected. We can not guarantee that there are no errors, omissions or inaccuracies.

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  • Internet Business Awards Category Award Winner 2015
  • Hertfordshire Business Awards Finalist 2014

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