We use cookies to improve your experience on this site. By viewing our pages, you give us consent to use cookies. Find out more.

Assetz Capital


A peer-to-peer lending platform for investors to take control of their funds and make their money work for them. Assetz Capital caters to both borrowers and lenders, as well as individuals and businesses. The company as almost 30,000 investor trading on the platform who have collectively received £52m in interest payments whilst lending almost £620m to borrowers.

Assetz Capital allow you to invest in businesses via 6 different accounts; Quick Access Account, 30-Day Access Account, Property Secured Investment Account, Great British Business Account, Green Energy Income Account and Manual Loan Investment Account. Investment of funds is automatic in all accounts except the Manual Loan Investment Account. Minimum investment is £1 in all of Assetz Capital's accounts. 

There are no fees for investing in a loan or for early withdraws. You can exit early with no notice period for all accounts other than the 30-Day Access Account.

  • Back business loans via 6 different Assetz Capital accounts
  • Invest money automatically as new loans are released
  • Flexible investment terms
  • There are no fees for investing in a loan
  • There are no fees for selling loans via Assetz Capital

* correct as of 27/11/2018


Assetz Capital Borrower rate vs Default rate

* Borrower rate represents the gross interest rate charged to the borrower. * Definition of what represents a default will vary according to each platform. * Default value represents loans originating from that month


Products


IFISA

Min investment
£1.00
Estimated return
from 4.1%

Earn tax-free interest by depositing up to £20,000 in an Assetz Capital IFISA. Users can choose which investment accounts they would like to allocate their funds directly from their online dashboard.

Minimum investment starts from £1, one of the lowest in the industry. Average return rates start from 4.1% per annum.

Quick Access

Min investment
£1.00
Estimated return
4.1%

This product gives a fair return of 4.1% on investments whilst allowing the shortest time possible to access deposited funds under normal market conditions without incurring a charge. Only secured business loans with terms ranging from 1-month to 5-years are automatically invested into when using this product.

Minimum investment starts at £1 with a maximum amount of £200,000. Interest is paid on the first day of each month.

30-Day Access

Min investment
£1.00
Estimated return
5.1%

This product gives a fair return of 5.1% per annum on investments and offers access to deposited funds under normal market conditions when 30 days’ notice is given, without incurring a charge. The rate will not drop below 4%. Only secured business loans with terms ranging from 1-month to 5-years are automatically invested into when using this product.

Minimum investment starts at £1 with no maximum amount. Interest is paid on the first day of each month. Due to the nature of this account, there is no minimum term.

Property Secured

Min investment
£1.00
Estimated return
5.50%

This product focuses on only backing funds against secured property in the UK whilst aiming to give a gross return rate of 5.50% per annum. Investors’ monies are automatically invested in loans where property security is much greater than the loan value.

Funds can be withdrawn at any time without incurring a fee, although withdrawals are dependent on other investors. Interest will be paid in regular intervals and terms range from 6 months up to 5 years. The minimum deposit amount is £1, there is no maximum limit.

Great British Business

Min investment
£1.00
Estimated return
6.25%

This account is aimed at supporting UK business whilst giving investors a gross modest return of 6.25% per annum. Funds are automatically invested into asset-secured business loans.

Customers can withdraw at any time, subject to other investor demands. Interest is paid regularly and typical terms range from 6 months up to 5 years. The minimum investment amount is £1, there is no upper limit.

Manual Lending

Min investment
£1.00
Estimated return
5.50 - 15.15%

This product gives investors full control over their funds in exchange for the highest possible returns on the platform ranging from 5.50% to 15.15%. Investors can choose which businesses to invest in. All businesses offered have passed Assetz Capital's strict credit policy and are secured loans only. There is no provision fund available on this account. Any loans investors wish to sell can only be sold if there is demand from other investors for them. The minimum investment amount is £1, there is no upper limit. Terms typically range from 6 months to 5 years.


Disclaimer

The statistics are generated from data we have collected. We can not guarantee that there are no errors, omissions or inaccuracies.

Compare Platforms

vs

Follow us




  • Internet Business Awards Category Award Winner 2015
  • Hertfordshire Business Awards Finalist 2014

As seen in:

  • The Guardian
  • Financial Times
  • Yahoo! Finance
  • The Times
  • The Daily Telegraph