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British Pearl

A property investment platform for users to invest in, or share loans within the UK property market from as little as £100. As an asset manager, the company does not involve any intermediaries and instead manages all the properties through their own platform. British Pearl properties include rental, buy-to-let and developmental opportunities for investors to contribute towards. They have recently introduced an IFISA with up to 4.4% returns.

A Resale Market feature can be used for investors who may need access to their funds before the investment end date. This allows investors to sell their shares or loan holding to other investors on the platform, as well as buy investments they missed out on within the main market.

  • Invest in mortgage loans secured against property.
  • Buy and own shares in properties to earn rental dividends and a share in any capital gains
  • Diversify across multiple investments either geographically or across shares and loans
  • Build your own personalised portfolio to suit your returns preferences.
  • Terms of up to 5 years
  • All projected returns are stated net of fees
  • There are no fees for (New Sale Market) loan investments and share investments incur a 2% participation fee
  • There is a 0.5% charge if you sell your loans on the Resale Market and 1% for shares
  • IFISA available

* correct as of 17/12/2018

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An Innovative Finance ISA allowing you to invest up to "20,000 in British Pearl loans, tax-free. Customers can transfer funds for free from an existing ISA and can expect to receive a monthly interest income.

The loans are backed by the individual property that they are against. This means that the loan repayments are paid first when the property is sold before any cash is distributed to the Share Investors.

The IFISA is 'Flexible', which means any cash withdrawn from the British Pearl IFISA can be replaced during the same tax year without affecting the annual allowance.

There are no additional charges for opening a British Pearl ISA, transferring ISAs over, or the day to day management of the IFISA.


The statistics are generated from data we have collected. We can not guarantee that there are no errors, omissions or inaccuracies.

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  • Internet Business Awards Category Award Winner 2015
  • Hertfordshire Business Awards Finalist 2014

As seen in:

  • The Guardian
  • Financial Times
  • Yahoo! Finance
  • The Times
  • The Daily Telegraph