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Crowd2Fund is a peer-to-peer platform that offers debt and equity investments. Businesses can borrow loans from £10k to £1m over a term of 1 to 5 years. Invest in individual business loans with varying terms and APRs, or invest using the Smart-Invest feature, which automatically invests your funds into opportunities. There is no fee to withdraw funds from your Crowd2Fund wallet for either businesses or investors. The company have also launched an IFISA product with an estimated return of 8.7% APR.

  • Back individual business loans
  • Invest your money via Crowd2Fund's Smart-Invest system that automatically invest your funds into opportunities
  • 1 to 5 year investment terms
  • There is a 1% annual fee on interest and capital payments to the investor, which is collected on receipt of the payment from borrowers.
  • There’s no fee to withdraw funds from your Crowd2Fund wallet for either businesses or investors
  • IFISA available

* correct as of 20/09/2019

Invest from £100 Borrow up to £1,000,000

Crowd2fund Borrower rate vs Default rate

* Borrower rate represents the gross interest rate charged to the borrower. * Definition of what represents a default will vary according to each platform. * Default value represents loans originating from that month

  • Total lent

    The total amount ever lent out by the platform


  • Average loan

    The mean average loan amount


  • Biggest loan

    The single biggest amount lent out


  • Biggest default

    The single biggest default


  • Min investment

    The minimum amount needed to invest


  • Established date




Min investment
Estimated return

Shelter up to £20,000 tax-free in a Crowd2Fund IFISA with an estimated return of 8.7% APR.

The Smart-Invest feature will automatically invest deposited funds, or customers can pick and choose which businesses they would like to back. IFISA terms range from 6 months up to 5 years. Previous ISAs can be transferred-in. Loans can also be sold on the secondary market access more capital.


The statistics are generated from data we have collected. We can not guarantee that there are no errors, omissions or inaccuracies.

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