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Funding Circle


Funding Circle is one of the oldest P2P lenders (est. 2009) for business loans. More than 3,900 businesses have managed to finance their targets through £3.8billion being lent through Funding Circle. Over 75,000 investors have used the platform and have achieved £215m in interest payments. There are two investment products available, an IFISA and a Classic account. Customers have the choice of lending Conservatively (low risk businesses, also meaning lower returns), or Balanced (full range of businesses on the platform, resulting in greater returns).

  • Choose between two accounts; IFISA and Classic
  • Choose lending options; Conservatively or Balanced
  • Automatic lending tools for easier investments
  • No fees to access funds
  • Minimum investments from £1,000 with no upper limit on a Classic Account.

* correct as of 17/07/2019


Invest Now Borrow up to £1,000,000

Products


Classic Account

Min investment
£1,000.00
Estimated return
5% - 7%

A Classic Account has a minimum investment amount of £1,000 but has no maximum amount so investors are free to contribute however much they wish. Any profit generated is subject to tax. Customers have a choice of investing Conservatively, or Balanced.

Conservative has a projected return rate of 5-5.5%. This is due to funds being invested in low-risk UK businesses with lower estimated bad debt rates.

Balanced has a projected return rate of 6-7%. This is due to funds being invested in the full range of UK businesses, but also carries a higher estimated bad debt rate.

IFISA Account

Min investment
£1,000.00
Estimated return
5% - 7%

An IFISA Account has a minimum investment amount of £1,000 with an upper limit of £20,000. Any profit generated is tax-free. Customers have a choice of investing Conservatively, or Balanced.

Conservative has a projected return rate of 5-5.5%. This is due to funds being invested in low-risk UK businesses with lower estimated bad debt rates.

Balanced has a projected return rate of 6-7%. This is due to funds being invested in the full range of UK businesses, but also carries a higher estimated bad debt rate.


Disclaimer

The statistics are generated from data we have collected. We can not guarantee that there are no errors, omissions or inaccuracies.

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  • Internet Business Awards Category Award Winner 2015
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