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Funding Circle vs Lending Works

Funding Circle Established 2009

Invest from

  • Choose between two accounts; IFISA and Classic
  • Choose lending options; Conservatively or Balanced
  • Automatic lending tools for easier investments
  • No fees to access funds
  • Minimum investments from £1,000 with no upper limit on a Classic Account.

* correct as of 25/09/2018


Lending Works Established 2012

Invest from

  • Earn 6% per annum on a 5-year term
  • Earn 4.5% per annum on a 3-year term
  • Minimum investment is £1,000
  • Insurance is provided via the Lending Works Shield
  • Full control: Re-invest funds, draw an income, or withdraw funds early
  • Back personal loans secured by a personal guarantee
  • Lending Works diversify your money across multiple loans. Lending up to 10% of your capital on one loan
  • No fees for investing

* correct as of 05/10/2018


The statistics are generated from data we have collected. We can not guarantee that there are no errors, omissions or inaccuracies.

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