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Funding Knight

FundingKnight is a crowd lending lending platform that can offer loans for various purposes.  They take a holistic view to assessing businesses and provide solutions that fit the desired criteria. Borrowers can apply for loans from £250k - £5m depending on the type. Investors pick their own loans to bid on via the auction site or buy secondary loan parts from other investors. Preferences can be set via an AutoBid system to spread risk and build a diversified portfolio.

  • Back individual business loans secured by a personal guarantee
  • Commercial loans secured against a property or green energy loans
  • Invest via the Autobid system or manually choose loans
  • 6 months to 5 year terms
  • There are no fees for investing in a loan
  • There is a 0.25% fee for selling loans on the platform

* correct as of 17/07/2019

Funding Knight Borrower rate vs Default rate

* Borrower rate represents the gross interest rate charged to the borrower. * Definition of what represents a default will vary according to each platform. * Default value represents loans originating from that month

  • Total lent

    The total amount ever lent out by the platform


  • Average loan

    The mean average loan amount


  • Biggest loan

    The single biggest amount lent out


  • Biggest default

    The single biggest default


  • Min investment

    The minimum amount needed to invest


  • Established date



Business Loan

Min investment
Estimated return

Borrow from £250,000 up to £1million for as short as 6 months and up to 5 years. Interest rates are decided per application. Typical rates are between 8.75% and 12%.

Arrangement fees are dependent on the term length (see Funding Knight). The shorter the term, the lower the fee. Fees range from 2.5% to 4.5%.

A repayment fee of 1% is charged per payment.

Property Bridging Loan

Min investment
Estimated return

UK-based businesses can borrow between £250,000 and £5milliom with a maximum LTV of 70%. Interest rates vary from 0.80% to 0.99% per month, dependant on the LTV. There is no minimum loan term; the maximum loan term is 5 years. Various repayment schedules can be arranged. An arrangement fee of 2% will be deducted from the loan amount. A typical monitoring fee of 0.25% is applied per month.

Green Energy Loan

Min investment
Estimated return

This product is aimed at experienced developers requiring finance for an ethically and environmentally friendly project. Loan amounts range from £250,000 up to £3,000,000. Interest rates are decided during an assessment of the project. Typical rates are between 9% and 10%.

FundingKnight (FK) is in partnership with Central Union Partners (CUP) and both charge separate arrangement fees. FK charges 1.5% of the loan amount and CUP charges 2% of the loan amount + VAT. A combined monitoring fee of 1% per annum applies. Legal fees and valuation fees apply, which should not be more than 1% of the loan amount.


The statistics are generated from data we have collected. We can not guarantee that there are no errors, omissions or inaccuracies.

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