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A P2P marketplace for buy-to-let mortgage investments. Landbay spreads an investor's funds across multiple mortgages for a more diverse portfolio, instead of relying on one loan. Customers can invest from as little as £100 and within 24 hours will begin to earn interest as soon as the receipt is cleared. The company has lent over £150m to date and has funded more than 700 mortgages.

  • Back buy-to-let mortgages secured against property.
  • Landbay automatically diversifies your investment across multiple buy-to-let mortgages rather than relying on a single one.
  • Standard investments are not subject to any fees.
  • Multiple IFISA products available with no set-up or monthly fees.
  • IFISA customers will incur a small fee for early withdrawals.
  • Fixed Rate with annual projected returns of 3.54% with up to 5-year terms.
  • Tracker Rate with annual projected returns of 3.18%.

* correct as of 17/07/2019

Landbay Borrower rate vs Default rate

* Borrower rate represents the gross interest rate charged to the borrower. * Definition of what represents a default will vary according to each platform. * Default value represents loans originating from that month

  • Total lent

    The total amount ever lent out by the platform


  • Average loan

    The mean average loan amount


  • Biggest loan

    The single biggest amount lent out


  • Biggest default

    The single biggest default


  • Min investment

    The minimum amount needed to invest


  • Established date



Classic Peer-to-Peer

Min investment
Estimated return
3.18% - 3.54%

Diversify your investment across multiple buy-to-let mortgages for up to 25 years, including accessing your funds through the secondary market.

Receive regular monthly returns and be assured your investments are secured with UK-only property.

Choose from either a tracker or fixed rate with no set-up or monthly fees.


Min investment
Estimated return
3.18% - 3.54%

Earn tax-free regular monthly payments that are paid directly into your investment account by investing in UK buy-to-let mortgages.

Choose from either a tracker rate, or a fixed rate for potential greater returns.

There are no set-up or monthly fees and you will have access to your funds via the secondary market.

Customers also have the option of withdrawing their funds early.


The statistics are generated from data we have collected. We can not guarantee that there are no errors, omissions or inaccuracies.

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