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Money & Co

Money & Co are a peer to peer lending platform that offer flexible business loans from £50k up to £3m with usual loan terms between 1 and 5 years. Lenders can browse the auction site and bid on which loans they are interested in investing. Lenders are advised to spread low value funds across multiple loans to spread risk. Once the auction closes, lenders will begin to receive monthly payments.

Borrowers can submit an application for a loan, which will be graded by Money & Co on its creditworthiness. Once approved, the loan will be put up for auction for lenders to bid on. Borrowers can choose whether to accept or den offers made to them.

  • Minimum bids start from £10
  • Lenders are paid in monthly instalments
  • Lenders can manually choose which loans to invest in
  • Investment terms vary depending on the loans available
  • A 1% fee per annum is applied to any capital lent
  • Secondary market available

* correct as of 17/07/2019



Min investment
Estimated return

Earn 7% tax-free interest up to £20,000 by investing in a Money & Co IFISA. Customers can choose to have the interest payments paid out to a separate account, or re-invested into new loans. There is also the option to transfer-in pre-existing ISAs from other providers and minimum investment is £1,000.


The statistics are generated from data we have collected. We can not guarantee that there are no errors, omissions or inaccuracies.

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  • Internet Business Awards Category Award Winner 2015
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