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Money Thing

MoneyThing is a peer-to-peer lending platform established in February 2015. Businesses can borrow from £250k to £5m over a term of 3 months to 5 years. All loans are secured against an asset such as property, business stock or personal assets.

The company has over 5,000 investors registered on the platform, who have cumulatively gained more than £9.3m in interest payments. MoneyThing has funded almost £86.9m worth of loans and currently has a live loan book valued at nearly £27m.

  • Earn interest up to 13% per annum
  • Interest is paid monthly
  • Loan terms range from 3 months to 5 years
  • Minimum investment is £1
  • Only UK secured loans are offered
  • Secondary market available

* correct as of 17/07/2019

Invest Now Borrow up to £500,000



Min investment
Estimated return
8% - 13%

This flexible IFISA allows you to invest in peer-to-peer loans within an ISA tax wrapper.  Cash can be withdrawn and replaced within the same tax year, subject to the sale of loans on the secondary market if all cash is invested. Choose from secured loans on the platform and whether to lend outside of the tax wrapper. Each loan varies in risk and term.

There is no management fee, or transfer-in fee. A transfer-out fee applies.


The statistics are generated from data we have collected. We can not guarantee that there are no errors, omissions or inaccuracies.

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  • Internet Business Awards Category Award Winner 2015
  • Hertfordshire Business Awards Finalist 2014

As seen in:

  • The Guardian
  • Financial Times
  • Yahoo! Finance
  • The Times
  • The Daily Telegraph