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Octopus Choice

Octopus Choice allows investors to partake in secured property peer-to-peer lending. There is no fixed term or hidden fees and charges for investing in a loan. The company has lent nearly £3bn since 2009 and all property is sourced by their parent company, Octopus. Over 4,000 lenders have invested more than £120m through the platform and have earned £3.5m in interest payments.

  • Target annual interest rate of 4% per annum
  • Minimum investment is £10
  • No fixed terms
  • All loans secured against property
  • Re-invest or withdraw interest payments

* correct as of 08/08/2019


General Account

Min investment
Estimated return

Invest from £10, with no maximum amount and receive target interest rate of 4% per annum. There are no fixed terms so funds can be withdrawn at any time.

Customers can use their debit cards to set-up monthly investments to their Octopus Choice account.

Any interest earned can be transferred to a bank account, or re-invested into the General account.

ISA Account

Min investment
Estimated return

Earn up to 4% tax-free interest by investing from £10 up to a maximum amount of £20,000 in the 2018/19 tax year. 

Customers can set-up monthly investments to their Octopus Choice ISA account, up to the annual limit. ISAs from previous providers can be transferred-in.


The statistics are generated from data we have collected. We can not guarantee that there are no errors, omissions or inaccuracies.

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