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Compare Peer To Peer Lending

P2P (peer to peer) lending is when investors lend their money via a platform direct to a business, individual or against a property/asset at an agreed rate. There is no guarantee against losses, however some P2P lenders have a provision fund, secure the debt against an asset or spread the risk amongst multiple loans. See our P2P guide.


Compare Platforms

Pit two platforms head to head to see how that compare! Select two platforms in the drop-down menus below to view a full comparison.

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P2P lending volumes

Zopa £4,032,744,637
Funding Circle £3,448,615,744
Ratesetter £3,174,795,480
MarketFinance £1,950,039,513
Landbay £458,947,506
ThinCats £297,140,000
Lending Works £175,131,116
Archover £79,083,000
LendingCrowd £60,321,876
Funding Knight £31,485,000
Relendex £23,577,000
Crowd2fund £21,173,850
Rebuilding Society £13,570,678

Monthly volumes for the leading platforms


  • MoneyThing Sponsored

    IFISA
    Yes

    Term (months)
    0 - 12

    Minimum investment
    £1,000

    Default rate
    0%

    Established
    08/10/2004

    Provision fund
    N/A

    Est. interest
    up to13%

    MoneyThing is a peer-to-peer lending platform. Businesses can borrow from £50k to £3m over a term between 6 months to 5 years. All loans are secured against an asset such as property, bu..
  • Rebuilding Society Sponsored

    IFISA
    Yes

    Term (months)
    12

    Minimum investment
    £10

    Default rate
    N/A

    Established
    11/12/2011

    Provision fund
    N/A

    Est. interest
    up to8.6%

    rebuildingsociety.com is an online peer-to-business lending platform, bringing together UK businesses looking for loans with individuals looking to make a better return than through their savings by..
  • Funding Circle Sponsored

    IFISA
    No

    Term (months)
    N/A

    Minimum investment
    £1,000

    Default rate
    N/A

    Established
    21/07/2009

    Provision fund
    N/A

    Est. interest
    up to6.5%

    Funding Circle is one of the oldest P2P lenders (est. 2009) for business loans. They have helped 72,000 small businesses across the world. 83,000 investors have lent £5.4 billion through Fundi..
  • Crowdstacker Sponsored

    IFISA
    Yes

    Term (months)
    12 - 36

    Minimum investment
    N/A

    Default rate
    0%

    Established
    27/05/2014

    Provision fund
    N/A

    Est. interest
    up to7.25%

    Established in May 2014, Crowdstacker is an FCA regulated Peer to Peer lending platform that allows people to lend to British businesses via bonds, loan notes and peer to peer loans. A bond, loan no..
  • FOLK2FOLK Sponsored

    IFISA
    Yes

    Term (months)
    N/A

    Minimum investment
    N/A

    Default rate
    6.5%

    Established
    14/08/2012

    Provision fund
    N/A

    Est. interest
    up to9 p.a.%

    FOLK2FOLK are a peer to peer lending platform specialising in match-making SMEs looking to access finance to grow, develop or diversify with UK businesses looking to earn a return on their capital (..
  • Kuflink Sponsored

    IFISA
    Yes

    Term (months)
    3 - 12

    Minimum investment
    £100

    Default rate
    N/A

    Established
    21/12/2011

    Provision fund
    N/A

    Est. interest
    up to7.2%

    Kuflink is a P2P property investment platform. They help borrowers get the money they need for their property and provide a platform where investors can invest in properties. 
  • BLEND Network Sponsored

    IFISA

    Term (months)
    3 - 24

    Minimum investment
    £1,000

    Default rate
    0%

    Established
    25/02/2016

    Provision fund
    N/A

    Est. interest
    up to12%

    Blend is a P2P lending platform that lends against property assets. The company performs enhanced due diligence on all loans and in the unlikely event a borrower defaults, Blend will step in and hel..
  • YesGrowth Sponsored

    IFISA
    No

    Term (months)
    3 - 12

    Minimum investment
    £50,000

    Default rate
    0%

    Established
    22/05/2013

    Provision fund
    N/A

    Est. interest
    N/A

    Yes Growth works with a select group of specialist lenders to build and manage diversified portfolios of short term SME. They give access to investors across a variety of sectors and loan types; in..
  • Relendex Sponsored

    IFISA
    Yes

    Term (months)
    1 - 12

    Minimum investment
    £2,500

    Default rate
    0%

    Established
    10/01/2011

    Provision fund
    N/A

    Est. interest
    up to6%

    Relendex is a peer-to-peer (P2P) commercial real estate lending platform. All funds lent on the Relendex exchange are secured on UK commercial property. 
  • Landbay

    IFISA
    No

    Term (months)
    1 - 360

    Minimum investment
    £100

    Default rate
    0%

    Established
    29/08/2013

    Provision fund
    Yes

    Est. interest
    up to3.54%

    Landbay is an online peer‐to‐peer (P2P) lending platform that offers investors the opportunity to invest money directly into loans to buy-to-let landlor..
  • Zopa

    IFISA
    Yes

    Term (months)
    0 - 60

    Minimum investment
    £1,000

    Default rate
    0.26%

    Established
    04/08/2004

    Provision fund
    Yes

    Est. interest
    up to5.2%

    Zopa built the first ever peer-to-peer (P2P) lending company in 2005 to provide access to simple, better-value loans and investments. They have since helped hundreds of thousands of customers take t..
  • Assetz Capital

    IFISA
    No

    Term (months)
    1 - 60

    Minimum investment
    £1

    Default rate
    N/A

    Established
    27/03/2012

    Provision fund
    Yes

    Est. interest
    up to6.25%

    Assetz Capital is a peer-to-peer lending platform. They connect investors with small businesses and property developers who are looking to borrow money. Your investments are used to give them secure..
  • LendingCrowd

    IFISA
    Yes

    Term (months)
    12

    Minimum investment
    £1,000

    Default rate
    1.57%

    Established
    27/01/2014

    Provision fund
    N/A

    Est. interest
    up to6%

    LendingCrowd is a P2P lender that offers business loans from £5k to £500k over 6 months to 5 years with interest rates starting from 5.95%. Funds can be raised quickly and will be charge..
  • Money & Co

    IFISA
    Yes

    Term (months)
    12

    Minimum investment
    £1,000

    Default rate
    N/A

    Established
    10/06/2013

    Provision fund
    N/A

    Est. interest
    up to7%

    Money & Co are a peer to peer lending platform that offer flexible business loans from £50k up to £3m. They connect businesses who are looking for a loan with lenders. 
  • MarketFinance

    IFISA
    No

    Term (months)
    N/A

    Minimum investment
    N/A

    Default rate
    2%

    Established
    29/07/2010

    Provision fund
    N/A

    Est. interest
    N/A

    MarketFinance is a peer-to-peer lender specialising in invoice financing. They offer a variety of different invoice financing solutions such as; Selective Invoice Discounting, Confidential Invoice D..
  • Proplend

    IFISA
    Yes

    Term (months)
    0 - 12

    Minimum investment
    £1,000

    Default rate
    N/A

    Established
    03/12/2012

    Provision fund
    N/A

    Est. interest
    up to12%

    Proplend is an online marketplace offering investors rates of risk-adjusted returns. All loans are supported by a 1st charge on properties in the UK. Loans are split into three tranches; Tranche A ..
  • Crowd2fund

    IFISA
    Yes

    Term (months)
    0 - 12

    Minimum investment
    N/A

    Default rate
    0%

    Established
    04/04/2013

    Provision fund
    N/A

    Est. interest
    up to15%

    Crowd2Fund is an alternative solution to an out-of-date financial system, for private businesses and investors. They allow investors to choose their own investments and invest directly into fast gro..
  • Ratesetter

    IFISA
    Yes

    Term (months)
    1 - 60

    Minimum investment
    £10

    Default rate
    0.92%

    Established
    13/11/2009

    Provision fund
    Yes

    Est. interest
    up to5%

    RateSetter are a P2P lender established in 2010. They offer business loans, personal loans and property loans. RateSetter operate a provision fund which pays out if a borrower defaults on their loan..
  • Octopus Choice

    IFISA
    Yes

    Term (months)
    12

    Minimum investment
    £10

    Default rate
    N/A

    Established
    26/02/2014

    Provision fund
    N/A

    Est. interest
    up to4%

    Octopus Choice (Part of the Octopus group) is a peer to peer product that lets you invest in property backed loans. Octopus Real Estate is an experienced property lending specialist which has lent o..
  • CrowdProperty

    IFISA
    Yes

    Term (months)
    12

    Minimum investment
    £500

    Default rate
    N/A

    Established
    06/11/2013

    Provision fund
    N/A

    Est. interest
    up to8%

    Founded in 2014, CrowdProperty is a specialist property peer-to-peer lender to SME property professionals. CrowdProperty has been FCA authorised and regulated since the 1st November 2017; the busine..
  • HNW Lending

    IFISA

    Term (months)
    N/A

    Minimum investment
    N/A

    Default rate
    N/A

    Established
    18/10/2013

    Provision fund
    N/A

    Est. interest
    N/A

    HNW Lending is a Peer to Peer Asset-based lender. They collect money from individuals and businesses to lend to other individuals and businesses. HNW takes security over an asset to back up a loan s..
  • CapitalRise

    IFISA
    Yes

    Term (months)
    12 - 24

    Minimum investment
    £1,000

    Default rate
    0%

    Established
    01/05/2015

    Provision fund
    N/A

    Est. interest
    up to12 p.a.%

    CapitalRise offer investors access to prime real estate development investment. With tax-free returns available through their Innovative Finance ISA, these investments fund some of the finest real e..
  • ThinCats

    IFISA
    Yes

    Term (months)
    1 - 12

    Minimum investment
    £1,000

    Default rate
    0%

    Established
    10/05/2010

    Provision fund
    N/A

    Est. interest
    N/A

    ThinCats supports growing SMEs from all sectors by facilitating financial lending and borrowing practices. Their funding model bypasses the banks by connecting investors directly with entrepreneurs.
  • Lending Works

    IFISA
    Yes

    Term (months)
    36 - 60

    Minimum investment
    £1,000

    Default rate
    0%

    Established
    21/11/2012

    Provision fund
    Yes

    Est. interest
    up to6%

    Lending Works is a peer-to-peer lending platform that connects people that want to invest their money with borrowers who are looking for a better rate on their personal loan, so both can get a bette..
  • Archover

    IFISA
    Yes

    Term (months)
    3 - 36

    Minimum investment
    £1,000

    Default rate
    N/A

    Established
    26/04/2010

    Provision fund
    N/A

    Est. interest
    up to9.5%

    Established in 2014, Archover borrowing terms range from 3 to 36 months and loans are for any business purpose, typically raising working capital, replacing invoice discounting or bank overdrafts. ..

Disclaimer

The statistics are generated from data we have collected. We can not guarantee that there are no errors, omissions or inaccuracies.

  • Internet Business Awards Category Award Winner 2015
  • Hertfordshire Business Awards Finalist 2014

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