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Compare Peer To Peer Lending

P2P (peer to peer) lending is when investors lend their money via a platform direct to a business, individual or against a property/asset at an agreed rate. There is no guarantee against losses, however some P2P lenders have a provision fund, secure the debt against an asset or spread the risk amongst multiple loans. See our P2P guide.


Compare Platforms

Pit two platforms head to head to see how that compare! Select two platforms in the drop-down menus below to view a full comparison.

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P2P lending volumes

Zopa £4,032,744,637
Funding Circle £3,448,615,744
Ratesetter £3,174,795,480
Market Invoice £1,950,039,513
Landbay £458,947,506
ThinCats £297,140,000
Lending Works £175,131,116
Archover £79,083,000
LendingCrowd £60,321,876
Funding Knight £31,485,000
Relendex £23,577,000
Crowd2fund £21,173,850
Rebuilding Society £13,570,678

Monthly volumes for the leading platforms


  • Rebuilding Society Sponsored

    IFISA
    Yes

    Term (months)
    12

    Minimum investment
    £10

    Default rate
    N/A

    Established
    11/12/2011

    Provision fund
    N/A

    Est. interest
    up toOver 8%

    A P2P platform bringing together ethically-minded people to serve society better through moral investments. Rebuilding Society helps lenders by creating a clear and concise communication channel be..
  • YesGrowth Sponsored

    IFISA
    No

    Term (months)
    3 - 12

    Minimum investment
    £50,000

    Default rate
    0%

    Established
    22/05/2013

    Provision fund
    N/A

    Est. interest
    N/A

    An alternative finance provider offering investments in finance loans held by SMEs. YesGrowth offer both secured and unsecured loans with various terms. Investors will be able to hold diverse portfo..
  • Funding Circle Sponsored

    IFISA
    No

    Term (months)
    6 - 60

    Minimum investment
    £1,000

    Default rate
    1.7%

    Established
    21/07/2009

    Provision fund
    N/A

    Est. interest
    up to5% - 7%

    Funding Circle is one of the oldest P2P lenders (est. 2009) for business loans. More than 3,900 businesses have managed to finance their targets through £3.8billion being lent through Funding ..
  • Money Thing Sponsored

    IFISA
    Yes

    Term (months)
    - 12

    Minimum investment
    £1,000

    Default rate
    0%

    Established
    08/10/2004

    Provision fund
    N/A

    Est. interest
    up to8% - 13%

    MoneyThing is a peer-to-peer lending platform established in February 2015. Businesses can borrow from £250k to £5m over a term of 3 months to 5 years. All loans are secured against..
  • FOLK2FOLK Sponsored

    IFISA

    Term (months)
    12 - 60

    Minimum investment
    £20,000

    Default rate
    6.5%

    Established
    14/08/2012

    Provision fund
    N/A

    Est. interest
    up toUp to 9 p.a.%

    FOLK2FOLK are a leading peer to peer lending platform specialising in match-making SMEs looking to access finance to grow, develop or diversify with local investors looking to earn a great return on..
  • Relendex Sponsored

    IFISA
    Yes

    Term (months)
    1 - 12

    Minimum investment
    £2,500

    Default rate
    0%

    Established
    10/01/2011

    Provision fund
    N/A

    Est. interest
    up toup to 6%

    Relendex are a P2P short term property loan specialist. Customers can invest over a period of 6 months to 5 years and can choose individual loans to invest in, or use Relendex's autolending system a..
  • Kuflink Sponsored

    IFISA
    Yes

    Term (months)
    3 - 12

    Minimum investment
    £100

    Default rate
    N/A

    Established
    21/12/2011

    Provision fund
    N/A

    Est. interest
    up toup to 7.2%

    Kuflink is an award-winning P2P property investment platform. Over 56,500 investments have taken place on the site, with the total amount invested exceeding £35m. To date, there have been zero..
  • Crowdstacker Sponsored

    IFISA
    Yes

    Term (months)
    12 - 36

    Minimum investment
    N/A

    Default rate
    0%

    Established
    27/05/2014

    Provision fund
    N/A

    Est. interest
    up to5%-7%

    Established in May 2014, Crowdstacker is an FCA regulated Peer to Peer lending platform that allows people to lend to British businesses via bonds, loan notes and peer to peer loans. Businesses can ..
  • Formax

    IFISA
    Yes

    Term (months)
    1 - 12

    Minimum investment
    £100

    Default rate
    N/A

    Established
    16/05/2014

    Provision fund
    Yes

    Est. interest
    up to5.5%%

    The Formax Group are a financial services company offering loans from £25k to £100k over a period of 6 months to 5 years. Both borrowers and lenders can expect average interest rates of ..
  • Capital Rise

    IFISA
    Yes

    Term (months)
    12

    Minimum investment
    £1,000

    Default rate
    0%

    Established
    01/05/2015

    Provision fund
    N/A

    Est. interest
    up to10%

    Capital Rise is offering lenders easy access to property investment opportunities with high returns. Investors can lend their funds directly to property developers from £1,000 and the company ..
  • Zopa

    IFISA
    Yes

    Term (months)
    0 - 60

    Minimum investment
    £1,000

    Default rate
    0.26%

    Established
    04/08/2004

    Provision fund
    Yes

    Est. interest
    up toup to 5.2%

    Zopa are one of the oldest P2P lenders in the market. Since 2005, they have approved £3.64bn worth of loans with APRs ranging from 2.9% to 34.9% and currently approve more than £2m per d..
  • Code Investing

    IFISA
    No

    Term (months)
    12 - 60

    Minimum investment
    £1,000

    Default rate
    N/A

    Established
    15/07/2011

    Provision fund
    N/A

    Est. interest
    up toup to 10%

    A well-established debt finance platform. CODE Investing's marketplace caters for a vast range of regular and non-traditional investors. There are opportunities to invest and borrow in both business..
  • Archover

    IFISA
    No

    Term (months)
    3 - 36

    Minimum investment
    £1,000

    Default rate
    0%

    Established
    26/04/2010

    Provision fund
    N/A

    Est. interest
    up toup to 10%

    Established in 2014, Archover is a P2P lender of business loans. Businesses can invest from £1000 over a fixed term period of 3 to 36 months. Lenders can choose to invest in business sectors o..
  • Money & Co

    IFISA
    Yes

    Term (months)
    12

    Minimum investment
    £1,000

    Default rate
    N/A

    Established
    10/06/2013

    Provision fund
    N/A

    Est. interest
    up to7%

    Money & Co are a peer to peer lending platform that offer flexible business loans from £50k up to £3m with usual loan terms between 1 and 5 years. Lenders can browse the auction site..
  • CrowdProperty

    IFISA
    Yes

    Term (months)
    12

    Minimum investment
    £500

    Default rate
    N/A

    Established
    06/11/2013

    Provision fund
    N/A

    Est. interest
    up to8%

    CrowdProperty has expertise in the property market for investors to receive high returns and for borrowers to raise the finance they need. The company has repaid over £12m to its 6,400 investo..
  • Landbay

    IFISA
    No

    Term (months)
    1 - 25

    Minimum investment
    £100

    Default rate
    0%

    Established
    29/08/2013

    Provision fund
    Yes

    Est. interest
    up to3.18% - 3.54%

    A P2P marketplace for buy-to-let mortgage investments. Landbay spreads an investor's funds across multiple mortgages for a more diverse portfolio, instead of relying on one loan. Customers can inves..
  • Crowd2fund

    IFISA
    Yes

    Term (months)
    6 - 60

    Minimum investment
    £100

    Default rate
    0%

    Established
    04/04/2013

    Provision fund
    N/A

    Est. interest
    up to8.7%

    Crowd2Fund is a peer-to-peer platform that offers debt and equity investments. Businesses can borrow loans from £10k to £1m over a term of 1 to 5 years. Invest in individual business loa..
  • Market Invoice

    IFISA
    No

    Term (months)
    N/A

    Minimum investment
    N/A

    Default rate
    2%

    Established
    29/07/2010

    Provision fund
    N/A

    Est. interest
    N/A

    Established in 2011, MarketInvoice is a peer-to-peer lender specialising in invoice financing. They offer a variety of different invoice financing solutions such as; Selective Invoice Discounting, C..
  • Octopus Choice

    IFISA

    Term (months)
    N/A

    Minimum investment
    £10

    Default rate
    N/A

    Established
    26/02/2014

    Provision fund
    N/A

    Est. interest
    up to4%

    Octopus Choice allows investors to partake in secured property peer-to-peer lending. There is no fixed term or hidden fees and charges for investing in a loan. The company has lent nearly £3bn..
  • Lending Works

    IFISA
    Yes

    Term (months)
    36 - 60

    Minimum investment
    £1,000

    Default rate
    0%

    Established
    21/11/2012

    Provision fund
    Yes

    Est. interest
    up to4.5% - 6%

    A peer-to-peer lender hosting creditworthy borrowers with personal loans to invest in. Lending Works pride themselves on being honest, fair and transparent when connecting lenders and borrowers toge..
  • QuidCycle

    IFISA
    No

    Term (months)
    12 - 60

    Minimum investment
    £500

    Default rate
    6.38%

    Established
    08/10/2010

    Provision fund
    Yes

    Est. interest
    up toup to 7.3%

    QuidCycle are a peer to peer lending platform that offer personal loans. Borrowers can get loans from £2.5k to £25k over 1 year, 3 year or 5 year periods. Investors can invest from &pou..
  • Proplend

    IFISA
    Yes

    Term (months)
    0 - 12

    Minimum investment
    £1,000

    Default rate
    N/A

    Established
    03/12/2012

    Provision fund
    N/A

    Est. interest
    up to5-12%

    Proplend is an online marketplace for risk-adjusted, secured lending at fixed interest rates ranging from 5% to 12% per annum. All loans are supported by a 1st legal charge on commercial properties ..
  • LendingCrowd

    IFISA
    Yes

    Term (months)
    12

    Minimum investment
    £1,000

    Default rate
    1.57%

    Established
    27/01/2014

    Provision fund
    N/A

    Est. interest
    up to6%

    LendingCrowd is a P2P lender that offer business loans from £5k to £500k over 6 months to 5 years with interest rates starting from 5.95%. Funds can be raised quickly and will be charged..
  • Ratesetter

    IFISA
    Yes

    Term (months)
    N/A

    Minimum investment
    £10

    Default rate
    0.92%

    Established
    13/11/2009

    Provision fund
    Yes

    Est. interest
    up to6.3%

    Ratesetter are a P2P lender, established in 2010. There are 4 ways of earning interest on your money; monthly rolling market rate, 1 year market rate, 5 year market rate or set your own interest rat..
  • Assetz Capital

    IFISA
    No

    Term (months)
    1 - 60

    Minimum investment
    £1

    Default rate
    N/A

    Established
    27/03/2012

    Provision fund
    Yes

    Est. interest
    up tofrom 4.1%

    A peer-to-peer lending platform for investors to take control of their funds and make their money work for them. Assetz Capital caters to both borrowers and lenders, as well as individuals and busin..
  • ThinCats

    IFISA
    Yes

    Term (months)
    1 - 12

    Minimum investment
    £1,000

    Default rate
    0%

    Established
    10/05/2010

    Provision fund
    N/A

    Est. interest
    up to7-8%%

    ThinCats supports growing SMEs from all sectors by facilitating financial lending and borrowing practices. There is over £500m capital to deploy and £294m has already been lent across 94..
  • Funding Knight

    IFISA
    No

    Term (months)
    6 - 60

    Minimum investment
    N/A

    Default rate
    0%

    Established
    17/02/2011

    Provision fund
    N/A

    Est. interest
    N/A

    FundingKnight is a crowd lending lending platform that can offer loans for various purposes.  They take a holistic view to assessing businesses and provide solutions that fit the desired criter..

Disclaimer

The statistics are generated from data we have collected. We can not guarantee that there are no errors, omissions or inaccuracies.

  • Internet Business Awards Category Award Winner 2015
  • Hertfordshire Business Awards Finalist 2014

As seen in:

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