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Relendex vs Ratesetter

Relendex Established 2011

Invest from £500

  • Back individual loans secured against property via the Auction MarketPlace
  • Invest direct or via an Autolend system
  • 6 months to 5 year terms
  • There are no fees for investing in a loan
  • There are no fees for selling loans via Relendex
  • IFISA available

* correct as of 27/11/2018


Ratesetter Established 2009

Invest from £500

  • Back business loans, personal loans and property loans via 3 term periods.
  • Ratesetter choose your loans automatically.
  • 1 month, 1 year and 5 year terms with varying annualised return.
  • There is no fees or charges to invest using Ratesetter.
  • There is no charge to exit if you are using the rolling market. There is a 0.3% charge of your capital to withdraw funds from the 1 year market and a 1.5% charge to withdraw funds from the 5 year market.
  • IFISA available.
  • SIPP available.
  • Protected by the Provision Fund which provides a buffer against poorly performing loans.

* correct as of 08/10/2018

Borrower rate

* Borrower rate represents the gross interest rate charged to the borrower.

Default rate

* Definition of what represents a default will vary according to each platform * Default value represents loans originating from that month.

Total lent

Relendex £23,577,000
Ratesetter £3,174,795,480

> The total amount ever lent out by the platform

Average loan

Relendex £589,425
Ratesetter £4,698

> The mean average loan amount

Biggest loan

Relendex £1,400,000
Ratesetter £1,951,908

> The single biggest amount lent out

Biggest default

Relendex N/A
Ratesetter £840,000

> The single biggest default

Min investment

Relendex £500
Ratesetter £500

> The minimum amount needed to invest


The statistics are generated from data we have collected. We can not guarantee that there are no errors, omissions or inaccuracies.

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